Credit Unio North Shore a sound fit with Fraser Valley NORTH Shore Credit Union, Fraser Valley Credit Union and Delta Credit Union have completed the ini- tal due diligence phase ofa potential merger of the three institutions. As a result of differences in corporate culture, revealed through preliminary research and analysis, the credit unions concluded that Fraser Valley and North Shore represented the best possible fir. ue exploring the merger option on their own. “Our research found the majority of our members sup- port a merger if it reinforces our core values of membe ship, including friendly ser- vice, community support and knowledgeable staff,” said John Charlesworth, president and chief executive officer at Fraser Valley Credit Union. “For that reason, we will continue to analyze the Strate gic implications of a merger,” he added. Jane Milner, president and CEG ar. North Shore Credit Union, agreed. “Fraser Valley and North Shore are commit- ted to moving forward. Current indications are that a merger of Fraser Valley and North Shore is a financially “ Our research found the majority of our members support a merger if it reinforces... friendly service, community sapport and knowledgable staff. ” — CEO John Chariesworth viable option.” Said Peter Podovinikoff, Delta’s CEO: “Delta appreci- ated being part of the due dili- gence process. However, we have made the decision that this is not the right move for ‘us at this time.” CLEARANCE ON NOW! check them out at Asa result they will contin- hristmas. is a T-bone. steak os 3;Kéeshond sits with Santa at the Park & pet, store..Ten dollars. “gets Hes te prints doggie : treat, with : Proceeds 10 .Canadian Dogs of B.C. This year, the merchants of Park & Tilford Centre give you the opportunity to make your Christmas wishes come true. Enter EACH WEEK for your chance to win $500.00 worth of merchandise and service of your choice from our . Merchants, It's easy, Complete your wish list below and deposit your entry for each comest draw in the ballot box, located at the Garden Entrance. The contest begins Nov. 30 Simply ls your wishes, where they ae and how sch they cus. Wishes can include any proctor sere ofered wi he Pak led Cars Ihave last fetal of all your wishes als $500 exactly (excluding GST & PST). Helefel Hint: 4 Puck or To ‘marke i i t few dollars. , 7 : Tiford Centre. Entry forms are also available Parkgate Branch, ‘the open house features the local singing location, ) Gotta’ Lo a Neve, who will en around the fireplace Carousel : rus Wi “a: program ‘of traditional ols at Lynn Valley Library at? p.m. on Tuesday, Dec. a ilano Branch at 7:30 p.m. on Wednesday, Dec become :a°C. nas: tradition: in Edgemont artist: Susan ‘“Trudelf. will host the father Pat at ‘Capilano Pv “close: at"noon on open on the morning of Friday Dec. 27; ‘Sp... on: Tuesday, Dec. 31 "and remain § Day: Lynn Valley Branch will be‘ closed on ‘the holiday season Dec. 22 and 29. magine if you can, the‘ j feelings of ‘a parent unable to provide adequate food for their - children. What choice is _ there? Does the parent _+ go hungry or the child go ' hungry? How can a child .§ learn on an empty stomach? How many more people are just a ~ paycheque away from the Food Bank line up? Where is the light and hope of Christmas in this situation? Each entry will be eligible for our grand prize draw $1,000 SHOPPING SPREE AT PARK & & TILFORD CENTRE. 1, Separate enury form for cach weekly draw, one eniry per power 2. Minimum 6 retailers per list, (rectading Ssve-On-Foods and Cincy: . inemas} 3 Total nut be 5500 exactly, cackling GST & PST. cone UE ee eee ar ‘Fa ome ee OG oe Ems Spectacular Gardens A visit to Park & Tilford Gardens és a Christmas Tradition Please help the : hungry in our community this Christmas. Donations of food and money are urgently needed. THE GREATER: VANCOUVER FOOD BANK 7: 311 East 6th Ave. _ Vancouver, B.C. V5T 139 Tel: 876-3601 Free Admission & Parking For further information 984-8200 “Par & Tilford Centre At Gotten: Brooksbani