From page 15 and attention on the same day; @ breaching an undertaking by contacting Mani Rezaci on Aug. 14 in North Vancouver District; B® obstructing == North Vancouver RCMP Const. Julie de Decker on Jan. 6 in North Vancouver City. Before Judge Doug Moss in North Vancouver provin- cial court on Oct.16: Jerry Martin Notenbomer, 29, of North Vancouver, received a 12 month condi- tional jail sentence and 24 months' probation after he pleaded guilty to threarening, two people on Sept. 1] in North Vancouver Ciry. A conditional jail sentence is not served in jail. Befere Judge Jerry Paradis in North Vancouver provincial courc on Oct. 16: Robert Michael Novosel, 56, of Vancouver, was fined $75 and received nine months’ probation after he pleaded guilty to stealing mer- chandise belonging to Sears Canada on Aug. 21 in North Vancouver City. ees Daniel William Riggs, 27, of North Varicouver, was fined $350 after he pleaded not guilty to impaired driving, but instead pleaded guilty to the lesser or included offence of driving without due care and attention. The original — charge stemmed from a Nov. 18, 1995, incident in North Vancouver City. oee Mike Richard Weemers, 31, of North Vancouver, received three months’ proba- tion after he pleaded guilty to possessing 3.1 gms of maijua- na on Aug. 31 in North Vancouver City. eo 6 Yee-Ling Wong, 46, of North Vancouver, was fined a total of $210 after pleading guilty to being the owner of 2736 Mount Seymour Parkway where the North Vancouver District sign by- law was contravened on May 15, June 10 and July 8. eee William Trevor Watts, 31, of West Vancottver, received 12 months’ probation after he pleaded guilty to conmitting mischief by damaging the back window of a_ person's vehicle on July 27 in North Vancouver District. Watts was required to pay $630 restitution Before Judge _ Bill Rodgers in North Vancouver provincial court on Oct. 11: Marta Kincekova, 48, of North Vancouver, received 24 months’ probation after she pleaded guilty to stealing gro- ceries belonging to Canada Safeway on Feb. 12 in North Vancouver District. Before Judge Doug Moss in North Vancouver provin- cial court on Oct. 9: Lifestyles Kitchens, Bathrooms and Renovations Ltd was fined a total of $198 after a business representative pleaded guilty to contravening a North Vancouver District sign bylaw on Jan. 23, 24, 25, 26 and on Feb. 7. Before Judge Jan Walker in West Vancouver provin- cial court on Oct. 7: Anthony Frank Grad,43, of no fixed address, was jailed one day after he pleaded guilty to stealing liquor belonging to the B.C. Liquor Distribution Branch on Oct. 2 in West Vancouver, ASIN Srl Pe SNL She tebe ey LEE HS COPA Vincenzo Stefano Melnyk, 36, of Whistler, received six months’ probation after he pleaded guilty to possessing, marijuana on June 21 in West Vancouver. Melnyk was reauired to perform 50 hours of commu- nity work service. Guillermo Samir Ruiz, 38, of North Vancouver, was fined THE New 2” HORIZONTAL ERA Not. all wood blinds give you the same benefits, performance and value. Al spectrum window i covering, we manufacture f our wood blinds right Rai here in the lower mainland.We offer the best quality, the newest looks and the greatest value for your 5 investment. For a tnily superior quality wood blind, call jus for a free in-home me estimate. Starting from $11"/sq. ft igs Ltd $250 after he pleaded guilty 18 in West Vancouver. to stealing = merchandise belonging to Zellers on July 20 Years of Good Health Super Once A Day Get your | Nutritional Insurance Pian today ESSA special 13" reg price $19.25 SES -compiled by Anna Marie D'Angelo THE ScoTiA RRSP ® CaTCH-Upe™ LOAN (Here's a quick math version as an example, just.to get you thinking.) “Let's see if I've got this straight. & Instead of losing the advantage of & my unclaimed RRSP contributions, I can take a loan, just this once. Today, I will pull out that nasty file, the one that says MY INCOME TAX. The one with my name and all those numbers on it. The one that makes my blood run cold. I'll find the square | that tells me how far behind | am on my RRSP potential. Then I'll walk it over to my neigh- bourhood Scotiabank and I'll ask them for.a Catch-Up Loan. This I will do, and I'll do it now." Of course, you'd rather not borrow. But this is borrowing to save. The idea is to do this once, so you can catch up and keep up. Borrow $15,000. (Oras much as $50,000" at rates as low as 4.75%*") 2. GET BACK $6,000 ON YOUR TAX RETURN AND PAY DOWN YOUR LOAN. (This depends on your tax rate, and other stuff. Doesn't everything?!) 3. Pay BACK $157/MONTH. (Seem possible? If need be, you can take up to 10 years to repay.) 4, WATCH YOUR RRSP GROW TO $19,361 IN 5 YEARS AND 6 MONTHS, WHEN YOUR LOAN IS PAID OUT. IN 25 YEARS, YOU'LL HAVE $47,856. (SO WHO'S NUTS?) Congratulations. As of this year you qualify for $15,000 in unclaimed RRSP contributions. If you only had the money! What to do! What to do!? I's not entirely painless to squeeze out another March ist. $157 per month to pay back the Catch-Up Loan, ; but you can do it, and live to count the rewards. It keeps coming around, ready or not. ; Point is, you can do something. And every year they say you have the privilege of catching up on your unused RRSP contributions. Because doing nothing is the worst idea of all. re . é Scotiabank S& What to Do" 1-888-267-5483 See. thanks . : T Gee, thanks a loi. (Here comes the fine print. The example : above is based on the following assumptions.) y tian is in 40% marginal income tax bracket and is eligible for 2 $6,000 tax relund. ® 2}-Loan is amortized over 10 years and is subject to applicable credit criteria. Loan rate fm over the lite of the loan is 4.75%. Rate is fixed for each term ot the loan ~ 1 to 5 year m terms available. 3)-Tax retund is used 10 pay down principal at the fourth month ~ you B pay back an additional $10,348 ($9,000 of principal & $1,348 in interest). 4}-ARSP fm investments earn an average annual compound return of 4.75% in a diversified portiatin. (So much for fine print. Talk to us, We speak in large print. Every year you start out with strong resolve. Good intentions. Promises. You know you ought to do it, but then March Ist rolls hy and some- how the money's not there. Your unused RRSP contributions grow and grow, antil they get way too big to handle. And you just give up. WAVAV.SCOL iaba n k ca * Registered Trade-mark of The Bank of Nava Scotia. Trade-marks of The Bank of Nova Scotia, "Subject to applicable credit criteria. ** Scotiabank's Prime rate as of j What to do! What to dol? November 25, 1996 was 4.75% and is subject to change.