an We saan ert iaekend then ae In case of fire: make household inventory SPRING IS a time for the pursuit of lighthearted activities like childhood games. Here’s one: Close your eyes and list all the contents of a room in your home. Most pcople miss quite a bit, which is all right when you're play- ing a game. But what would hap- pen if you really needed to remember, after a loss due to fire or theft? If you do have to file an in- surance claim you will need to give an accurate record of what was lost to an insurance adjuster. The adjuster uses this information to assess the extent of the claim and determine the settlement. Few people can remember the complete contents of a room, . much less a whole house, especially under the stressful circumstances that often accompany a loss of this kind. Your independent insurance broker can help. He or she can ad- vise you on how to’ complete a household inventory and, if neces- sary, help you fill it out. The household inventory is a room- by-room listing of the contents of your home and their approximate value. It is a simple exercise which can usually be completed within an evening. Conducting a household inven- tory will first help your broker determine the appropriate amount of insurance coverage, so that you are not underinsured. Then the completed household inventory acts as an accurate record of the home’s contents. The information in the inventory should be updated as necessary, at “The victim had photos on file of her custom-made jewelry so, when the jewelry was Stolen, she was able to show the photos to a jeweler who then knew exactly what he had to replace.’’ Se least once a year, and your broker kept current with any significant changes. A record of insurance policies and credit cards should be kept with the inventory in a safe place outside the home (such as a safety deposit box). Many insurance brokers suggest the addition of photos or videos to the household inventory. This vi- sual record can be taken of each room or of any high-value or unusual items. The value of a visual record is best illustrated by an example of a claim which resulted from a bur- glary. The victim had photos on file of her custom-made jewelry so, when the jewelry was stolen, she was able to show the photos to a jeweller who then knew exactly what he had to replace. The poli- cyholder got replacement jewelry very similar to what she had fost, with the least amount of inconve- nience. In the case of some items of high value such as jewelry your broker may recommend an appraisal in addition to the inventory and/or photos. Another way that an accurate inventory can be used is to assist police in identifying stolen proper- ty. For example, one policyholder had a record of all the serial numbers of her appliances and stereo equipment which had been stolen. When the goods were re- covered, the police were able to identify the items, bring charges against the suspects and return the goods to their owners. Games are fun when the stakes aren’t too high. Make sure your home and contents are protected. Housing directory published PEOPLE WITH DISABILITIES HAVE CHOICES LIBRARIES AND organizations working with people with disabilities will soon be able to of- fer more help te individuals sear- ching for accessible housing and support services in communities across Canada. An updated Canadian Rehabilitation Council for the Disabled (CRCD) directory Hous- ing and Support Services for Phys- ically Disabled Persons in Canada ‘Gn both official languages) will be available in both looseleaf and diskette form by summer 1990. “Consumers need facts to be Cactus club holds sale THE BURNABY Cactus and Suc- culent Club will present a show and sale of cacti and succulent plants on April 26, 27 and 28 (Thursday, Friday and Saturday) at Royal Square Mall in New Westminster, at 8th and McBride. The sale will be held during reg- ular mall hours. INTERFORM EUROPEAN FURNITURE 110 - 7771 Alderbridge Way Richmond, B.C. V6X 2A4 Tel: (604) 276-9876 Fax: (604) $31-6475 able to make informed choices for independent living,’’ says Debra Tomlinson, executive director of the Cheshire Homes Foundation. The Foundation is a member of CRCD. “This directory will aiso help us point out where the gaps exist in essential services, and where work needs to be done," says Nancy Christie, national ex- ecutive director at CRCD. The Counci) published its first housing directory in 1982; the up- dated version will contain infor- mation on accessible housing, support services and information enclosed sundecks aluminum or cedar the elegant best prices in town — call for a free estimate today Mm TROPICANA Industries Lid. 403 Riverside Drive, North Van. services for disabled Canadians. Legislation and policies in all provinces and territories will be surveyed, as well as the services available in most major com- munities. ‘“‘This wiff be an in- valuable tool for professionals and organizations working with people with disabilities,’’ says Mrs. Christie. 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