38 ~ Se THURSDAY Jan. 23--High energy-low impact fitness class with Dan Sam; 9:10 a.m.: W.V. YMCA. Info: 926-5541. eee Jan. 23--Cngoing. Skating. curling, hockey, & volleyball programs are avaitable at recCenter Lonsdate. Info: 987-play. eee Jan. 23--Sitk Purse Center Official Opening; 5-8 p.m., 1570 Argyle Ave., W.V. Open to the public, entertain- ment, door prizes & refreshments. In- fo: 925-3605. . eee Jan. 23--Slide show on Australia & New Zealand; 7:30-9:30 p.m., N.S. Neighbourhood House; $5. Pre- tegister: 987-8138. ese Jan. 23—Chamber of Commerce Gen- eral Meeting; N.S. Winter Club, 1325 E. Keith Rd.; 11:45 a.m.; guest speaker is David Schreck, MLA; Info: 987-4488. eee Jan. 23--Ongoing to Jan. 21. Kinsmen Motliers’ March. KRF provides ser- vices & equipment that enable people with disabilities to iead independent lives. Volunteers are needed to canvass for donations or to assist at Kinsmen Offices. Info: 640-4332. eee Jan, 23--New Bench Workout. Ongo- ing to March 29, program free for month of Jan. Info: Eagle Harbour Centre, 5575 Marine Dr.. W.V. Info: _ 921-7425. . . eee Jan. 23--Ongoing. TOPS (Take Off Pounds Sensibly), friendly support group ‘meeting, 8:45-9:30 a.m., St. Andrews Hall, 1044 St. Georges Ave., N.V. Info: 980-6907. eee - Jam. 23-—-Ongoing. Adult pleasure skating, recCentre Magnussen, live organ music, 8:15-10:15 p.m. Info: 934-9341 or 987-9694, eon Jan. 23--Ongoing. N.S. Amateur Radio Club. Meeting first & third ‘Thurs. of each month. 7:30 p.m., Pacific Marine Training Institute, 265 W. Esplanade, Rm. 103. Non-hams welcome. Info: B. Thompson, 985- 2570 or M. Alsop, 929-3990. ese Jan. 23--Ongoing. Bingo, 7 p.m. Eagles Hall, 170 W. 3rd St., N.V. eec Jan. 23-Ongoing. W.V. Adult Com- munity Pops Band welcomes new members. Senior band, 8 p.m., inter- mediate band 7:30 p.m. Irwin Park School, 2455 Haywood Ave., W.V. Info: John Bergeron, 984-0352. ° . ees San. 23--Ongoing each Thurs. Thiift Shop open 2-8 p.m. Mount Seymour United Church, 1200 Parkgate Ave., N.V. ose Jan, 23~-Ongoing. TOPS (Take Off Pour-is Sensibly), Meet at 7 p.m. at the Alano Club, 176 E. 2nd St, N.V Info: 985-6538. eee Jan. 23--Ongoing. Say ‘no’ to vio- lence. 7-9 p.m. Support group for women from a physically or emo- tionally abusive relationship. Con- fidential. Info: Emily Murphy House 987-3374, FRIDAY Jan, 24—Skating lessons, curling league & volleyball instruction available at recCentre Lonsdale. Info: 987-play. eooe Jan. 24--Ongoing to Jan. 25. Bowling for Kids, fundraiser at participating bowling centres to benefit Variety Club's kids. Info: 522-2990. ees Jan. 24-Ongoing io Feb. 8. Present Laughter, a play by Noel Coward. English comedy at its best, extra shows Jan. 20, 21, 28. Metro Theatre, 1370 S.W. Marine Dr., Van. Info: 266- 719t, ees Jan. 24-Ongoing to Jan. 25. Begin- ners & intermediate cross country ski- ing classes. Info: 986-0388, N.V. YMCA, 440 Hendry Ave., N.V_ eee Jan. 24-Ongoing. Discussion on cur- rent issues and the Baha'i faith. Info: Baha'i Bookstore & Information Cen- tre, 731-8199, I SATURDAY dan. 25--Ongoing to Feb, 1. Purchase tickets now for the Canadian Diabetes Association Best Ball Salute to Spain; Feb. I; Hotel Vancouver. Proceeds to research, education & support pro- grams, Info: 732-8444. Wednesday, January 22, 1$92 — North Shore News WHAT’S GOING ON Jan. 25-Ongoing. Overeaters Anony- mous Step Study. Ul hr. meeting at noon, N. Lonsdale United Church, 3380 Lonsdale Ave., N.V. Info: Marilyn or Dee, 980-4336 or 985- J466. eee Jan. 25--Ongoing. N.V. Recreation Commission offers hiking, cycling, canoeing, camping & skiing programs. Info: Brian, 987-9865. ate Jan, 25--Ongoing. Red Cross volunteer opportunities available. Info: 879- 7551. Jan. 25-Ongoing. Learn to square dance, 14:30 a.m.-1:30 p.m., W.V. Seniors’ Activity Centre. Info: Doreen Sillery, 987-5397. eee Jan. 25~Ongoing. Al-Anon and Ala- teen Family Group. N.S. Daily sup- port meeting fer people with alcohol- related concerns. N.S. meetings 6 days per week. Info: 688-1716. eee Jan. 25--Ongoing. Co-dependents Anonymous meeting. 10 a.m. at N. Lonsdale Church. Recovery program to promote healthy relationships. Info: 985-6832 or 984-0243. SUNDAY Jan. 26-Free. workshops p.m. een Jan. 26--Ongoing. Skating, basketball, fitness classes, dale. Info: 987-play. Jan, 26--Ongoing on Sundays until (Mustrated lecture on in France presented by Capilano College, rm. AN1?, 2-3:30 curling, drop-in hockey available at recCentre Lons- March Jan. 26--Ongoing. Family Support Group. 7-8:30 p.m. Alano Club, St. N N.V. Info: 926-6353. entertainment listings see Around Town column tion. CHANGES TO AUTOPLAN 1992 PREMIUMS vehicle with Autoplan basic ho pays more? We all do. E Claims experience and projections Jor the number and cost of claims in 1992 do not look good. The premiums ICBC re- ceives each year must cover the cost of claims and 19 per cent more premium income will be required in 1992 to ensure that funds are there when they’re needed. If your premium increase is more than the average, itis because of the various factors which affect insur- ance rating: the value, age and use of your vehicle, where you live, what cov- erage you choose and where you are on the Claim-Rated Scale. - Bb Why? r Each year, ICBC examines coverages, territories and vehicle use to determine which have increased or de- creased in relative claims cost. In addition to increases in the total number and cost of claims, there have been startling increases in the kind of claims which occur when you're not even in your vehicle, claims paid by Comprehensive coverage. These indicate that a signifi- cant increase is needed in Comprehensive premiums. > Basic Coverage The largest part of your basic Autoplan insurance is cov- erage to protect you if claims are brought against you by others (liability coverage) and No-Fault Accident benefits. These premiums help pay for medical care, legal costs and rehabilitation for accident victims, The cost of providing the basic coverage has in- creased year after year. In- creases in the basic premium reflect this continued rise. & Comprehensive We are all paying for shocking increases in wind- shield claims, vandalism, theft of and theft from vehicles which have pushed the costs of Compre- hensive coverage to record highs. Comprehensive coverage pre- miums are Ls adjusted to reflect = claims experience, vehicle value, use and territory. These sharp increases have led ICBC to increase pre- miums for Comprehensive coverage, significantly, ° province-wide. While ICBC is involved in many pro- grams to address these problems, individual vehicle owners need to be aware of the risks to their vehicle - even when they're not behind the wheel. > Collision A third ofall vehicle models have had their rate group reduced to reflect decreased value. Collision & Compre- hensive premiums may be modified as a result. es. Underinsured Motorist Protection (UMP) has been added to basic Autoplan coverage. As part of your coverage, UMP provides automatic protection up to a maximum $2 million for each insured person injured or killed by a motorist who doesn’t carry sufficient insurance to pay a claim or claims. Last year, 90 per cent of eligible BC motorists purchased UMP as an optional coverage. As of January 9, 1992 every coverage will also have UMP except taxis, limos and buses. Check with your Autoplan agent for details about UMP. } More Short Term Options To kelp motor- ists deal with the unfortunate, but necessary, in- crease in the cost of vehicle insurance, ICBC is giving motor- ists the option of buying their vehicle licence + and insurance | for as little as 3 months ata time as of January 9, 1992. Until now, only 6 month to 12 month options have been available. The surcharge for shorter terms still applies but has been reduced from WHAT 4 per cent to 3 per cent of the annual premium. Also, to keep up with the in- creased costs of 1 extra equip- ment, ICBC has “a increased the a value of auto- # matic coverage forsuch equip- FF f ment as of ° rg Jenuary 9, gs 1992. If you have Collision ; and Comprehensive cov- erage you are automatically covered (with no dollar limit) - for equipment supplied by or available from the vehicie manufacturer.-For non-. manufacturer equipment which is permanently attached to your vehicle, coverage limits have been increased from $500 to $1000 for sound and com- munication equipment and — from $1000 to $5000 for other equipment. Check with your Autoplan agent, or look in your 1992 Autoplan- Motorist Kit for details. - ° ELSE? | Ss an option for commuters, ICBC has created two new In addition to pleasure use, to and from work, business use and others, there is now a category for those who drive to or from work or school a distance less than 15 km, and one for those who drive to or from work or school with public transportation used for part of the journey (for example, “park and ride”). Starting January 9, if your vehicle is rated for to and from work use, you may be eligible for one of these new rate classes and your premium increase may be modified as a result of re- rating. Be sure your vehicle is rated correctly. vehicle use categories. p> Driver Point Premiums Up Those who break the law pay more. Driver point premiums are charged to those with five or more points on their driving record. Points are accumulated for violating traffic regulations or for certain Criminal Code con- victions. Driver point pre- miums have been increased effective January 9, 1992. Note: These changes to Antoplan are effective January 9, 1992 CICBC 29, Drop-in public curling from 1:30-4:30 p.m. Info: 987-PLAY. N.S. NAR-ANON Meetings for relatives & friends of drug addicts. 176 E. 2nd For more Coming Events see first page of Classifieds. For arts and in Wed- nesday’s North Shore Now sec-