reign investment on rise

Potentially
higher returns
add to appeal

By Jim Ballantyne
Contributing Writer
TI’S a fact. Canada rep-

resents less than 3% of
the world’s stock market
capitalization.

The implications: Most of
the world’s investment oppor-
tunities lie outside our own
borders.

What this means to you: To
increase the long term growth
potential of your Registered
Retirement “Savings Plan
(RRSP) you should consider
international invesimiants.

Here’s why:

Potentially higher returns.
International markets have
long-term growth potential.
Most of the world’s major
stock markets have performed
better than Canada’s over the
past years.

Easy accessibility. Through
mutual funds, Canedians have
access to virtually every sector
of the market in every corner of

the right figures in his Investors
RASP deadiine fast-approaching,

Opportunity Fund is o pstvately managed investment fund awned
by 20,000 British Columbions thot wus designed to bring together business,
labour ond government to oddiess tho shortage of venture copitol in BC.

{ts mixed portfolio consists ol investments in umok and medcan sized B.C. businesses,
hreasury bills ond athe: Invesimentqrode securities.
For more inforssation coll:

Robert Kerr 925-5567

MIDLAND WALWYN
CLA. MUR CREO THe ENG

#114-100 Park Roya! West Van

“Bena en 9 sebsorgmes: of $3,500 by c getting SC recess ch 198 webie acme ol pemrc $3000 enact
(itd ta seers pes dolla resid 20 cappervonaly 5é( on ferable incomes of S25,000 end sopsccimccly 74; os techie eros of
$60,000. Naw: branes wits bom on 88? oe aactie when athdown De obeetarard 5 ext e betas o och sal

Serving the North Shore soice 1982 ‘eas Weng Capa Fd V0 DT hc chy by pps hich ruta dk oe srry

“TE YEP REEL ON

WORKING
OPPORTUNITY
FUND

Diversification. Trying to
invest internationally on ur
own could be risky, but mutual
tunds make it easy to diversify
and reduce risk. Many interna-
tional funds spread their invest-
ments over a variety of coun-
tes, currencies and market
sectors.

Currency gains. In addition to.

the porennal of the investments
themselves, you may benefit
from the strength of other cur-

rencies, relative to the value of

the Canasian dollar.

Reduced risk. Investing in
other countries can help reduce
the risks associated with invest-
ing in a single economy. There
is always somewhere in the
world where money is being
made; with 3 globally diversi-
fied portfolio, you can benefit
from economic expansion in
countries around the world.
How much to invest. The
federal government permits
you tw hold up to 20% of your
RRSP"s book value in forcign
content securities. Saff penal-
ties are imposed if you exceed
this limit.

Book value generally refers
to the amount you paid for an
investment, not its current
valuc. Every tme you con-
tribute to your RRSP, its book
value changes. If you are close

a veslintg °
SUBS
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. spirit

GROW SAH Ht

Ty his: ‘yeu ger . |
your CONCEFNS

Mm order 3

for proven

Sa BRINGING THE
WORLD TO YOU

long-term

investment performance.

18.4% 12.0” 17.

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1 YEAR JYEARS

3S VEARS

10 YEARS 20 VEARS

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t Probate of Estates Vhow in dode change in share value snd renveurent af all dividendh and du aud ake ito
. Jecount aie. redemption, deinbunon ar optenal urges payable by any duerholtes adic bh

may have rece ed eeturtss

© Loss of Capacity
Powers of Attorney
Committeeships
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Barristers & Solicitors
#301-145 West 15th Street
North Vancouver 84-3646

viel Cele teewateee

Call Kathy Sager
Vice President

925-5552

- Alrrtet (auder mes Prenton havi

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Suite 114, 100 Park Royal, W.Van

Financial Advisor
REE COFEP THNEIM i oo ermiernaarh ce Maflrad WD phew: (agen re

foportans tafurmatoa about Templeton Growth funk Lid 1 contained iit sumpisied prapectas
Otaaie a copy feven sau investment Adviser on frum Templeton Managemen: Limued und read it
cartfatls bejurr iysine Mare valent and cates of imestment return will flactuaie

to the 20% ceiling, it is impor-
tant to monitor your purchases
carefully, so as to not tigger
the penalty tax. To boost vour
foreign content — withour
encroaching on the limit, con-
sider this strategy:

Invest. in aomestic funds
with an international compo-
nent. Many domestic mutual
funds that qualify to be held as

your RRSP are allowed to have
the same 20% foreign content
as individual investors. So if you
invest in a fund that takes full
advantage of this, you can
boost vour own exposure to
the world’s markets without
using your own foreign content
allowance.

North Vancouver’s Jim
Ballantyne is a financial consui-

2 solely Canadian investment in

tant with Investors Group.

"It's Not What You Mak
It's What You Keep!"

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