18 - Wednesday. January 13. 1999 - vom Snore News ven after all the analysis, and with all the facts laid out in front of you, there’s still no denying it. Investing in your own future can ° be an extremely difficult thing to do. On the one hand, your desire to build long-term financial security drives you forward. On the other hand, the threat of market volatility justifiably holds you back. ; Understanding how much risk you're willing to assume will make it easier for you to focus on the mutual funds that will help you achieve your tetirement goals. Working with our knowledgeable investment specialists and using our Personal Investment Planner to guide you, you'll gain a clearer understanding of your investment priorities, your goals and your tisk/return profile. Once we've developed a plan you’re comfortable with, staying true to your time horizon is a lot easier to do. And staying committed to building your investments can help make your retirement more comfortable. Your tax bill a little less painful. And your sleep a litle more peaceful. RETURN 1999 FUND RECOMMENDATIONS FOR MORE CONSERVATIVE, ONE-STOP SOLUTIONS: Royal Monthly Income Fund Royal Balanced Fund Royal Balanced Growth Fund 7 FOR CANADIAN LONG-TERM GROWTH OPPORTUNITIES: _ Royal Canadian Equity Fund _ Royal Canadian Index Fund Royal Canadian Strategic Index Fund FOR INTERNATIONAL OPPORTUNITIES AND BROADER INVESTMENT HORIZONS: Zweig Global Balanced Fund __Royal European Growth Fund To learn more about investing strategies for a comfortable retirement, talk to one of our investment specialists at any Royal Bank or Royal Trust Branch. Or simply call Invest by Phone at 1-800-ROYAI.-ME 8, ROYAL MUTUAL . FUNDS Member of Royal Bank Financial Group? “ERY CREATING WEALTH Royal Mutua! Funds are sold by Royal Mutual Funds inc., a member of Royat Bank Financial Group. Importast information shout the mutual tunds is contained in the simplified prospectus, copies of which may be obtained in any branch af Royal Bark or Roya! Trust and which should be read carefully before investing Unit values and investment fetcrns wilt fluctuate. Gur funds are available by calling us at 1-800-ROYAL-MF, through Royal Bank Actian Direct (discount brokerage) at $-800-ROYAL-83, RBC Dominion Securities and other brokers as well as Royal Bank and Royal Trust Branches. Fund recommendations are provided by Royal Mutual Funds Inc. and may change depending on your investment objectives.