26 - Wednesday, February 4, 1998 - North Shore News NSCU solutions for every stage of your lif Planning and thinking i e. objectively about your retirement is the key to success. Always contribute to your RRSP. Talk to your financial advisor before making any investment decisions. NSCU can help you with RRSP loans to help maximize your contri- butions. We have worksheets and Buy stock ata Credit Union? North Shore Credit Union offers fuil brokerage services through our affiliated investment firm, Credential Securities invest in leading mutual funds such as Trimark, Mackenzie, Fidelity and Templeton. Ac North Shore Credit Union, we have RRSP solutions . Inc. Working with a designed to maximize on-line calculators to help you get your money properly invested and working harder for your retirement. Credential Securities your return. And that advisor, you can buy includes full brokerage stocks and bonds, and services. Talk to us today about our RRSP products arid services. From Escalator and Jump Rate term deposits to Ethical mutual funds and our Credential Securities subsidiary, we have solutions NORTH SHORE CREDIT UNION for your retirement needs. ‘Mutual funds and other securities are offered through Credential Securities Inc., a subsidiary of Credit Union Central of Canada and 4 member of CIPE. Cash balances and securities sold chrough Credential, untem infermed to the contrary, are not guaran- teed and are not insured by any depusit insurct wich invures credit union deposits. The value of securities may fluctuate. RRSP Checklist: How does your RRSP shape up? OG My plan includes a clear list of my retirement goals in writing Ci | make regular RRSP contribu- tions well before year-end | make the maximum allowable contribution to my RRSP each year | am confident that my investment portfolio matches my risk profile NSCU Solution Sit down with your financial advisor to discuss RSP Builder account allows you to make an automatic monthly contribution to your RRSP Maximize your RRSP contribution with our PrimeLoan — an easy RRSP loan at prime Talk to one of our Credential Securities representatives to discuss your portfolio and the right mix of Ethical mutual funds and stocks and bonds At North Shore Credit Union we sell the ETHICAL GROWTH F UND a “Fund of the Year” for 1998 rin — Gordon ‘Pape ae \ GO My portfolio is diversified through staggered maturities, mutual funds, foreign content, equities bonds, etc. The average return on my investments is above the three- year GIC rate My spouse/partner and | have discussed our goals and coordinated our plan NSCU Solution A Credential Securities advisor can work with you to do a full review of your portfolio. NSCU offers Self Directed RRSPs and Index Linked term deposits North Shore offers a full range of term deposits and special options such as Jump Rate arid Escalator. Flexibility that gives you control over your investments Our financial advisors will help you consider all aspects of your financial needs including spousal RRSPs and RRIFs. You Belong Here CREDIT UNION 4 NORTH SHORE