EST a ULES SAS EM Ea

-directed plan can save you money

From page 26

Or spend the money! (And plan
to die early in the year to minimize
your vther income and at least cut
some of the tax.)

Reader M.D. wonders about
self-directed RRSPs and RRIFs.

If you have plans with several

different institutions and especially
if you wansfer money from one
place to another, a single, self
directed plan makes record-keeping
easier. You also reduce costs when
you move money from one RRSP
investment to another, Many places
will waive the first year's fee (if
you ask). Then pay this expense

separately so you can deduet itas a
sarrying charge on your tax return.

Both M.D. and G.S, asked about
holding the mortgage on your honie
in your RRSP.

You face startup and ongoing
costs. Ask your financial institution
to run the figures to see whether

this approach would put you ahead

of borrowing front an outside
lender and investing your RRSP in
other instruments.

Finally, if you do believe in
RRSPs, make your 1995 contribu-
tion now or at least start a monthly
contribution program. This will
boost your final total up to 10%
over contributing in January or

February for the previous year,

Mike Grenby is a Narth Shore-
based columuist and independent
financial adviser who works with
individuals; he will answer your
questions in this column as space
allows - write to him clo 2444
Haywood Avenue, West Vancouver,
B.C. V7V 1Y1.

OTICE is hereby given by the City of North Vancouver, pursuant to Section 957 of the Municipal Act of British Columbia, that a Public:

-F Hearing will be held on MONDAY, JUNE 26, 1995, in the Council Chamber, City Hall, 141 West. 14th Street, North Vancouver, B.C., to"

receive representations in connection with the following proposed amendment to “Zoning Bylaw, 1967”, and the “Zoning Map of the City of
North Vancouver”, which t is an integral part of “Zoning Bylaw, 1967”, »also known as Bylaw No. 3778.

“Bylaw No. 6697. — To amend the text as‘it pertains to Comprehensive Development CD- 130,
| legally described as Lot C, Block 129, D.L. 274,.Plan 20677, located at 405 East 4th Street,
indicated i in grey area on the map. The proposed amendment would have the effect of changing
the} per mitted use of this site from a two-family dwelling to a one-family dwelling with a 1, 175.
square foot ; accessory secondary suite located in the basement. ._ -

ST. DAVID'S AVENUE |”

| Bylaw No. 6698 - —iIn conjunction with Bylaw No. 6697, it is proposed that pursuant to
| Section 1022 of the Municipal Act, Lot C, Block 129, D.L. 274, Plan 20677, located at 405°
| East 4th Street, be designated as a Municipal Heritage Site by “Heritage Designation Bylaw,
1995, No. 6698”. If so designated, ‘the existing building could not be demolished or altered,
nor ‘the lands built on without the prior approval of Council. 7 a

‘WEST ISTH sil TREET

| To. rezone Lots 4 & 5, Block 48, D.L. 548, Plan 1401, located at 254-258 West 14th Street,
indicated i in ‘grey pattern on the map. The. amending bylaw will have the effect of removing .
the said property, ‘ wee,

“FROM:, RS (One Family Residential)
“CD- 296 (Comprehensive Development 296 Zone)

MAHON AVENUE
‘CHESTERFIELD AVENUE -

to permit ‘development of nine residential units split into two blocks’ of four and
| five units respectively. :

WEST 18TH STREET

To rezone Lot 1, Resub 4, Block 19, D.L. 548/549, Plan 14239, indicated in grey arca on the
|: map, The amending bylaw will have the effect of removing the said property

+» FROM:.
TO:

to permit development ofa three-storey financial institution which will inc
Fetal units s facing Lonsdale Avenue. :

LONSDALE AVENUE

CS-2 (Service Station Commercial)
CD-297 (Comprehensive Development 297 Zone)

CHESTERFIELD AVENUE

WEST 17TH STREET:

APPLICANT:
ROYAL BANK OF CG: ANADA/MOROZ/BROOK

hude two commercial |

LL PERSONS who believe that their interest in property is affected by proposed Bylaws No. 6697, No. 6698; No: 6701, or No. 6702 shall be-
/ afforded a reasonable opportunity to be heard in person, by attorney or by petition. The proposed Bylaws may be inspected at the office of the
City Clerk between 8:30 a.m. and 4:30 p.m., Monday to Friday, except Statutory Holidays, from June 12 -June 26, 1995. Written submissions will
| be accepted up to and including JUNE 26, 1995, but submissions will NOT be accepted after the conclusion of the Public Hearing, a

Bhs arn Q Pe — Bruce A. Hawkshaw, City Clerk —