32 - Wednesday, July 11, 1990 - North Shore News New Beginnings... ——_ September 21 - October 13 Innsbruck, Salzburg. Vienna, charming cural areas like Bad Ischi, Metk, Lake Weissensee and Kiagenfurtl. Also Munich, Venice and Postojna (Yugaslavia)! “Get to know the “Real Austria”! All-inclusive, escorted tour from Vancouver. Special Features: chamber music concerts, a traditional folkloristic evenings. special visits and events. $2990 per person Call or wirte for free brochure: Special Travel International 3499 Cambie Street Vancouver, B.C. VS5Z 2W7 enone: 872-3368 HINDS FUNERAL AND MEMORIAL SERVICES LTD. Serving the North Shore Squamish, Whistler and Pemberton. TRADITIONAL BURIAL OR CREMATION SERVICES SIMPLE CREMATION SENSIBLY PRICED NORTH VANCOUVER SQUAMISH 988-3734 24 hours 892-3683 24 hours WEST VANCOUVER DENTURE CLINIC For your comfort, confidence and appearance We excel in a full range of Denture Services e NEW DENTURES ¢ RELINES ¢ REPAIRS Please call us for a free consultation 922-9444 203-1590 Bellevue Ave. West Vancouver Medical Dental Bldg. (behind Sateway) We are committed to keep you smiling. NORTH SHORE HOME SUPPORT SERVICES SOCIETY (A"NON-PROFIT AGENCY) Serving.the Community ce 1963 specialize in one-on-one assistance at'home with a broad range. of services! HOMEMAKER PROGRAM Provides skilled Home Sunport Workets tor housenold maintenance. petsonat care assistance and meal Preparation HOME NURSING PROGRAM Provides Cate in the home wih a private auty qurse RESPITE PROGRAM Provides companionsiup lo hauseb@und madividuais and teliet to caregivers fesponsibty tor a family member CONGREGATE MEAL PROGRAM Prowdes a hol nutatious meat two evenings a woes in Ine company cf ofmer semorts HOME EMERGENCY RESPONSE SYSTEM a 984-9514 danets wy aT EMERgENcy Siushon WAN dc *e, wip Da hawaes m4 day Fer mare wftormation on how these services can help you call 2 Skn a i NEWS photo Neil Lucente SENIORS HIKE along one of the North Shore’s many trails. Walking programs are available at many local recreation cenives. Rigorous walking is an enjoyable way to stay in shape. Tips to stay fit WITH SO much conflicting information about diet and fitness circulating, it’s hard to know what’s right and what's wrong. One thing we do know, however, is that it is important to keep fi: at any age, and especially as we grow older. It’s important not to let yourself get too confused by conflicting information. It’s generally accepted that the key to good health is tc eat a variety of foods, while cutting back on your intake of fats of all kind and of salt, and eating more fruits, vegetables and whole grains such as brown rice and whole wheat bread. Of course, if you have a medical condition such as high blood pressure or high cholesterol, it’s impor- tant to follow your doctor’s orders, which may in- volve sticking to a restricted diet. It’s also easy to be confused about exercise. There are many myths circulating, spread by well-inten- tioned but misinformed people. Myth #1: No pain, no gain. Many of us are still working out to the point of real discomfort, believing that if some exercise is good, more is better. Actual- ly, this is how injury may occur. Research and case studies continue to support a moderate approach to exercise for health and performance benefits. This means regular, well-balanced workouts that leave you feeling invigorated, not aching. When you exercise, you should feel like you ate exercising — your heart and breathing rates should increase during aerobics, ycur muscles should feel the effort during Streneth and endurance work, and you should stretch to the voint of tension, not pain. If your body hurts during or after, adjust your workout. Myth #2: Exercise turns fat into muscle. Those ex- tra inches of fat on your waist or thighs cannot be converted to muscle. Fat is fat, and muscle is muscle, and they are two different substances. When you combine the right amount of aerobic work and muscle conditioning exercises with proper eating, you lose fat and build muscle. Although muscle weighs more than fat, with the right combination of diet and exercise you should be able to reach your optimal weight and have a good ratio of fat to lean muscle. Myth #3: Playing sports keeps me in shape. It de- pends. If you play an occasional (once a week) game of golf, you will not be getting enough of a workout to improve your strength, flexibility and endurance. Of course, if you walk the course briskly you will be burning extra calories. But the stop and start nature of the game prevents it from being a true aerobic workout. Many recreational sports are important for relaxa- tion, socialization and as supplements to a fitness See You're REGISTERED, RETIREMENT INCOME FUND. ARRID "STATUTORY MINIMUM MONTHLY INCOMES BASED ON $50,000 BEST CURRENT RATE 13% 10th Year FUND VALUE $100,667.00 960,205 89,287 73,826 1st Year 10th Year $323.00 $382.00 $465.00 $615.00 $119.00 $139.00 $167.00 $219.00 TOTAL PAYMENT TO AGE 90 $570,351 i $395,784 ! $275,252 $175,329 AR.R.LF. can also be structured to pay a ; level income for a shorter period. Based on current interest rates. $50,000 will produce tne following monthly inconie: For 5 years: ; For 10 years: For 15 years: $1111.00 $ 702.00 $ 575.00 *-MONTHLY ANNUITY INCOMES BASED ON $50,000 LIFE 15 Year Guarantee MALE $491.08 $501.77 $515.73 $536.37 LIFE _10 Year Guarantee MALE FEMALE $497.51 $476.33 $512.58 $493.45 $539.85 $513.08 $581.76 $522.63 FEMALE $473.14 $487.99 $500 68 $523.91 | JOINT LIFE | FIXED TERM | 10 Year Guarantee ; To Age 90 _ — MALE AND FEMALE — $458.31 $452.07 $474.78 $465.02 $488.89 $483.56 $525.61 $517.91 | t i i | 1 i i i Rates can change trom day to day and vary depending on amounts and terns chosen. Anyone wishing a personaliz- ed RRIF printoui or the free Brochuere ‘A Guide to Selecting RRSP Matunty Options” may telephone or wate Solguard Se IGUARD Consultants & Brokers since 1974 1205-675 W. Hastings, Vancouver, B.C. V6B 1N2 PHONE 688-9577