s a resident of the
A North Shore, seven"
years ago, | began the
pursuit for the perfect lending
institution: one that would
accommodate the mortgage
needs of every one of my

clients. | have yet to find it!
mortgage consultants’

or brokers has grown
so rapidly in recent years. The
days when applicants relied on
their banks alone are gone.
Everyone wants the best deal
available!

his is why the need for

_ortgages, however, are more difficult to compare than
. “we ever thought. Today lenders offer convertible,
~ split-level, multi rate and variable rate mortgages, each offering
different terms, rates and new options.

hich one is best for you? The choices are overwhelm-
ing! And let's not forget the fine print which in the
tong run can cost far more than the initial perceived savings! :

y clients range from first-time buyers who don't know
het where to begin, to sophisticated invesiors who have
“neither the time nor inclination to become mortgage experts.
- "However, for every client, it is one of the biggest investments of
their lifetime. They all would like to work with someone who

has their. best interest-in mind!

don't make the decisions for my clients. Rather, |

provide them with professional advice and access to
more than twenty reputable lenders where the best rates and
options are available. | provide the information necessary to
make the correct choice!

lease call me at 290-1243 for a free consultation. It
would be my pleasure to discuss your mortgage
requirements with you.

ASHLEY MORGAN

TUDOR MORTGAGE 60-1695 Marine Drive
CORPORATIO N North Vancouver, B.C.

V7P 1V1

Chai

Coll university ;

High schoo! or less a =

0 10 20 30 40 50 60 70 80 90 109

% -

Profile of Women Business Owners in Bnitish Columbia, 1991 survey findings.

Janni Joy & Sidekick Lucy
SUTTON GROUP WEST COAST REALTY .

Janni considers herself fortu-
nate to be one of the statistical
5% of the working population
who actually LOVES their job.
"I guess I see myself as sort ofa
Matchmaker - matching people
to their homes. In what other
career could I go out and buy a
new home every day?" Janni
laughs. "It's so much fun to
share this experience with peo-
ple. The downside is that I
never have enough time to keep
up with the many close rela-
tionships that develop during
our home-buying experiences."

Sometimes the intensity of the
job can become quite over-
whelming but Janni finds she
can recharge her batterles by
staying fit and taking a 4-day
get-away every now and then.
Just last week she learned to
kayak in Kyuquot Sound.

Experiencing the simplicity of

nature and trying new things .

helps Janni keep her energy
level up and her feet on the

ground.

Janni attributes her success to

her genuine love of people and

her intuitive ability to find the

RIGHT home for her clients.

Janni's methed of operation is

different from many. Realtors.

Very seldom will you find Janni

calling strangers to "drum up” .
business. If you receive a call

from Janni, you can be sure -
she's had a serious enquiry

about your property. Most of

Janni's business comes from

Repeat Clients and Friends

Referred by these happy peo-

ple.

In order to stay competitive
and provide the Full Service
that Janni feels her clients
deserve she has added the ser-

‘vices of a Full-Time Assistant

and equipped a Full-Service
office in her home. With the
help of her Assistant - Sue
Marlo, she is able to provide.

.quick, up-to-date answers to

those who call her INFOLINE
288-JANI (5264).

FOR ANSWERS TO YOUR REAL ESTATE QUESTIONS
CALL 988-JANI (5264).
Cellular 250-0073 ‘Fax/Sue Marlo 988-0073