16 ~ Friday, April 10, 1992 - North Shore News Sudden fires make the worst kind of surprises IF YOU and your family are always careful about fire, it is possible that you will never have a fire in your home. But there’s never a guarantee. Sudden fires can surprise even the most cautious. If you are aware of the importance of fire safety in your tife, your home is probably protected by smoke alarms and you also probably have and practise a home escape plan. So in case of fire, you and your family will likely escape safely from your home. But what about your belong- ings? ‘‘Why, we have insurance,"” you reply confidently. But how well will you remember every item in your home so that insurance claims can be completed thoroughly and accurately? Based on the experience of most people, not very well. You should have a complete, detailed record of all of the contents of your home. First, you should know whether or not your insurance policy covers your home and possessions at their depreciated value (based Lions Club hosts Easter egg hunt in NV park THE NORTH Vancouver Host Lions Club is sponsor- ing an Easter egg hunt at Heywood Park on Satur- day, April 18 at 11 a.m. Children who are two to nine years of age are invited to the event, which will last until the chocolate treats and balloons run out. Organizers say the hunt will proceed rain or shine, but regardless of the weather condi- tions a good time is sure to be had by all. Activities will include a treasure hunt, face painting and visits by clowns and the Easter Bunny. For more information call 987-7529. on their age) or their full replacement value (how much it would cost to replace the items with duplicate iterns today.) You should also find what emergency living expenses are covered by your policy. If you lose your home and automobiles, your entire family may have to live in a hote!, eat in restaurants and rent a car or two for several weeks. Will these costs be covered by your insurance? If you're not satisfied with the provisions of your policy, speak to your agent to consider possible changes. But remember, better coverage costs more. You have to decide what you’re willing to pay for extra protection. Whatever the specifics of your insurance policy, it is your re- « 3 head & connector « 4’ track « white © great sale price! "WHILE QUANTITIES LAST! DACIFIC ITY LIGHTING HOT TIPS North Vancouver District Fire Department sponsibility to itemize your possessions and, if challenged, to prove you owned them. The best way to do this is to take photographs that illustrate every room in your home, show- ing wall and window coverings, eve.y piece of furniture and deco- rative item. Use a combination of panoramic, full-room views and close-up shots to be sure you’ve shown everything well enough to be seen and identified. Take pictures of the contents of drawers and cabinets by opening them and photographing what’s inside. Photograph important indi- vidual items, such as antiques or other particular valuables, sepa- rately. Clip the photographs of each room to sheets that list every item contained in that room. With each item list what it is, where and when it was purchased, and how much it cost. If it was a gift, try to estimate the value. Keep the entire inventory in a safety deposit box or other secure place where it won’t be lost. Don’t forget. basements, attics and garages. Typically, many people forget to include such items as holiday decorations, plants, books and records, clean- ing equipment, bicycles and other Tecreation equipment, toys and games and office supplies. Even items that may seem in- Significant now will be costly to replace. Don’t overlook a thing! For more information, contact the District of North Vancouver Fire Department non-emergency number, 980-7575, or your local fire department. p> BEAUTY ... yy AND THE HEAT FIREPLACE PRODUCTS: THE REGENCY GAS FIREPLACE » A Clean, Convenient Fire » Incredible Heat Capacity & High Safety with Electronic [gnition Choose from the full line of Wood & Gas Freestanding and Insert modets Joe's Fire replace Products Lid. © 1394 Main St., North Van 984-4059 251-7654 * TABLE & FLOOR LAMPS G06 0% go List Price » ALL CEILING FIXTURES 40: 10% OFF "TRACK & RECESSED LIGHTING 50-700 o° a CEILING FANS NOW ON SALE + 4702 E. HASTINGS ST. ¢ genuine 24% full lead crystal $945 WHILE QUANTITIES LAST! List Price List Price Burnaby (across 2nd Narrows, turn RY on E. Hastings) HOURS: Mon-Thurs. 9-5:30/Fri. 9-9/Sat. 9-5:30/ Sun. 12-5 OPEN 7 DAYS PER WEEK!