Keep your me work Seniors’ banking packages available at most institutions ~»» BANKERS often hear the old chestnut: “Have you got any free sam- ples?” The answer is “Yes, if you know where to look.” When you reach your 60th birthday. for instance, most financial institutions waive charges on many commonly: used services, Adinittedly, the _ basic seniors’ plans are just that — basic. However, they do cover most of your banking require- ments — and at no cost. Many of these seniors’ banking plans include unlimit- ed withdrawals, cheques, trans- fers, and bill payments on a number .of Canadian dollar accounts, and free use of your -particular. institution’s auto- mated banking machines, . You'll also see no charge for ~ pre-authorized bill payments, From page 38 class, 10 am. Silver Harbour Centre. Info: 980-2474. . information for seniors is available the last Mon. each month, 1-3 p.m. Silver Harbour Centre. Info: 986-2474, Table “tennis. ‘Info: Silver Harbour Centre, 980-2474, Tennis for seniors aged 55 yrs. & older. North Shore locations. 9 am.- Ip. m. Info: 988-2359, Bingo. 1:15 p.m. Bingo caller and other volunteers are needed. «Silver Harbour Centre, N.V. : Info: 980-2474, © Seniors’ Gne-Stop Line. Call for information about health, housing, transportation, support groups, meal programs, financial & legal issues, etc. Weekdays .a.m,-3 p.m, Info: 983- 3303. Hostess voluntesrs needed daily at Silver Harbour Centre. For more information, please call 980-2474 ; Stamp ‘Club. 2nd & 4th : Monday cach month. 1-3 p.m. Silver ‘Harbour Centre. ing for and quite likely a discount on your safety deposit box rental. Most institutions include free INTERAC bank card direct payment transactions at places where you shop. Many people need more than a basic banking package, Perhaps they need more ser- vices, or maybe just because they like the convenience of one flat monthly fee to cover all their banking. Some financial institutions have taken their top-of-the-line banking — packages, made adjustments to suit seniors’ articular needs better, and ave priced them extremely attractively for seniors. If you need a premier plan, shop around to compare fea- tures and prices. The premier banking pack- ages will | usually give you a wider range of allowed person- al banking accounts along with free personalized cheques and cheque-return with your state- ments. They'll also let you make a certain number of transactions at competitor bank machines mie ubsderaaits eadyuoecinnaes Donations to city library juniors. For more information call Faith Sagar, 985-3580. Seniors’ Evening Meal Program. Three-course dinner, four evenings per week in the company of others. For more information, please call North Shore Home Support Services, Marilyn or Hilary, 983-6000. TUESDAY, NOV. 12 Eldererobics. Work-out session for seniors, 10-1] a.m., Tuesday you at no extra cost, and will include many other services, such as telephone banking or investor services, either at no charge or at a discount. And if you travel frequently in North America or spend winters south of the border, one of these premier plans could give you even more value since they allow you to virtually take your bank with you, A few of the travellers’ fea- tures available include no transaction fees on US dollar accounts, limited U.S, auto- mated banking machine access, preferred exchange rates on the purchase and sale of U.S. cash and commission free trav- ellers cheques. Some plans also provide a certain number of tree U.S. debit card transactions and access ta telephone banking throughout North America, Telephone banking is now available at most financial insti- tutions and is useful even if you don’t travel at all. With this service you can phone your institution's toll- & Thursday Delbrook Recreation = Centre. Info: Christine Colbow, 926-2730. Music lectures. 110 a.m. Vancouver Academy of Music. For more information, cali 987- 0607, WEDNESDAY, NOV. 13 Duplicate bridge. —_ Silver Harbour Centre. For more information, please call 980- 2474. Matinee movie. Call for days and times. For more informa- tion, call 980-2474. - Men’s Club. Meets weekly. Guest speakers. Lunch available, New speakers needed. 10:30 a.m. to 12:30 p.m. North Shore Neighbourhood House, 225 East 2nd St, N.V. For morz information, call 987-8138. Free, Seniors’ drop-in bingo. N.S. Neighbourhood House. Everyone - welcome. Home- made treats. For more informa- tion 987-8138. ~COMPLEMENTARY HEALTH CARE Home Care & Support Services For Seniors and the. Physically Challenged nar ‘Complementary Health Care Ltd. _ Dundarave' Terrace Medical and Professional Centre Suite 102 - 2419 Bellevue Avenue’ Tel: vif 604) 922-9174 24 HOUR SERVICE Planting a seed NEWS photo Cindy Goodman JUST because the winter's coming doesn't mean you have to stop gardening. Hundreds of North Shore seniors ng such plants as this sempervivum. free number from your home, or fram anywhere in North America and do most transac- tions without actually going ta the bank. Should you lose your eredit cards, or if they’re stolen, some banks will even provide emer- THURSDAY, NOV. 14 Bingo. | p.m. Silver Harbour Centre, N.V, For more informa- tion, call 980-2474, FRIDAY, NOV. 15 gency cash — using the sae toll-free number, ' Find our what your finan- cial institution includes in its seniors’ plan. Then shop around to get the seniors’ Pa that best suits your needs. Craft circle, Neighbourhood House. Info: 987-8138. SUNDAY, NOV. 17 Sunday social 1:30 p.m. at Silver Harbour Centre, 144 E. 22nd St., N.V. Info: 980-2474, Vive La Difference! ‘Discover the Fraser Connection way of travel Small groups - leisurely pace - quality throughout ten years of personal service ek escorted by owner Andy Fraser of North Vancouver. Special two week journeys through Scotland - Ireland - England and NEW for 1997. NORTHERN FRANCE - A journey of discovery ‘Girough | Normandy, Brittany, the Loire Valley and Paris ¢ -- Fares in Canadian dollars Call 926-4244 nae #106-100 Park Royal South, West: Vancouver Ground floor of Black Office Tower PRINCESS CRUISES’: Jes more chan a crvise, it s the Love Boe:"' nking package . j N.S.. eep their thumbs green year round, Plant “ESCAPE TO THE. CANTERBURY.INN | | AT VICTORIA; B.C.. Super senior special =. Kitchen units ': _fomplimentary tea or ATHENS + Rome + ST. 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