L INSERT The convenience of exira deposit protection. le Convenience? More like a necessity these days. Here, you receive the best deposit insurance in the financial industry — better than banks, better than trust companies. Your deposits have a guaranteed coverage up to $100,000 for each separate deposit account. That guarantee is backed by the Govermment of British Columbia and by credit union system assets of over $10.4 billion. | More importantly, your money is protected by this credit union's 50 years of profitable operation, over $347 million in assets and a solid track record. tly The convenience of a full service business bank. Are you a business? We have all the services you’ve come to expect. Commercial loans. Line of credit. Construction loans. Commercial mortgages. Letters of credit. Night depository. Comprehensive statement. And we have services and policies you won't expect. Things like no service charges for deposits. Daily interest on business accounts with balances of $2,000 or more. U.S. dollar savings and chequing accounts to protect you from fluctuating exchange rates. Group RRSPs. Merchant MasterCard. Deposits from American Express vendors credited within 24 hours. Direct payroll deposits. Deferred profit sharing plans. And our insurance subsidiary, NORCU Insurance Services Ltd., can service your commercial insurance needs through their licensed insurance brokers. 44 The other reason? To give people who aren’t members a chance to experience our style of banking. A little more approachable, relaxed, straightforward. Sound a little different? Come in and find out for yourself. | Joursell gy \ wren,