By MILOKOVAR. February 15, Mercury the mind planet enters Pisces. Since the sign of Pisces relates largely to that of” ‘feeling, - emotions and Mercury will generate: a lot of static while journeying _ in that sign: ‘ Feelings: will become more demanding and oftentimes - clash’: with mind’s reasoning. -power, and inner conflict may result therefrom. The wisest thing to avoid this unnecessary clash is to plan and lay out one’s. involvement and_ activities for the next 3-week period and stick with them. Pis- ceans, Virgos, Sagittarians and Geminis should stay on the aleri in particular and endeavor to follow the above advice as closely as possible. - d\- PISCES 5 February 20 .to March 20 Mercury provides the means to express and vent all your Pisces emotional energies; do not hesitate to put them to constructive and creative use. Domestic and family matters ' May cause much concern and keep you guessing which way is the best way to handle them. | ‘May 22 —- to June 21 Avoid impulsive action in dealing with superiors, peers or business associates. The mind is too restless, prone to make mistakes and “misjudge. - A good tiie for vacationing. ”* unwinding, taking stock of past achievements and ad- vance, one’s educational status. “0 LEO July 24—(C«, to August 23 A busy period in dealing with pending matters in partner- ship relations, personal or — business. VIRGO August 24 September 23 May feel somewhat con- fused, uncertain as to inter- preting other peoples motives, thoughts, partner’s - wishes and desires. LIBRA September 24 to October 23 Discard your reserve, get off your high horse and try to improve your the public, - image with co-workers or your employ- TAURUS ees. April 21 Socialize, circulate to attract October 24 attention of those you care . to November 22 for or those who might be of . assistance in your career matters. in your life, much joy in GOLD'S FABRICS Sensibty Priced. Quality Fashions for Apparel and Home ° Sewing with Ultrasuede” & Ultrana Seminars Janet Hamblen, Gold's rome Economist and Education Director will include the following in her lecture-demonstration: * Construction and speed sewing techniques * Layout and cutting ai information . Use of fusible interfacing * How to: setin sleeves and sew put- tonholes, zippers and finishing touches Notions to assistin construction and _,, fandling fabric “e Tips for sewing Ultrana 2 hour seminar for $7.00* Friday, Feb. 23 Monday, Feb. 26 at 10:00 A.M, at 10:00 A.M. Gold's in North Vancouver Gold's in Coquitlam Saturday, Feb, 24 Wednesday, Feb, 28 at 9:30 A.M, at 10:00 A.M. Gold's on Granville Gold's in Victoria "One-time 10%. discount on purchase for seminar attendees, Vancouver, 11th and Granville __.. ..136-4565 Vancouver, 11th and Arbutus . ; 736-0538 North Van., 341 Lonsdale Ave. 980-4433 Surrey. 10653 King George Hwy 588-6040 Coquitiam, Cariboo Shop. Centre 931-6611 Victoria, 1585 Hillside Ave 595-3243 Richmond, 8115 Park Rd. 270-3424 New romance may blossom ° oo when you invest only once a year in | you buy a Royal Trust R _-May be receiving unexpected desire to ‘‘break out ‘of the ® Did you your usual place just b SCALIS nam otential mistakes. Talk things 01 e it io O wr e again, eith Royal Trust first de this , | If you have already made t convenient: -tather than > yearseontrbution wecan sil ople consider buying ost RRSP’s can be easily tra RSPea v atter of Convene. But your Sp Ouse’ S: iu purchase P at the » SAGITTARIUS © November 23 to December 21 t rut’? may compel ‘you ‘to :to conclude outstar meeting new. friends and visitors, - travel to mee . — active partin their parents, relatives; may make important changes’ in © jects, ©. finalize life. pee - change residence. your life. - deposit in your CAPRICORN December.22 — to January 20: Much emotional © ‘stirring, your-attention and p plans. — Did you put” | Did you make | this year’s RRSP | a mistake? If you haven’t made this year’s con tribution, you'can still avoid thes ~ The amount of dollars available for an RRSP and the outcome of that | decision will affect your entire retire- | ment, you owe it to yourself to seek | out all the options. Royal Trust offers six RRSP | options. For example. your guaran- teed interest returns can vary likea savings account or be guaranteed for 5 years. You can invest in a bond fund, or a mortgage fund. You can participate in our Canadian common stock fund. Or, you can have a self-directed plan. Lo. r The choice is yours. yours income. That way duction now, an ~ sense. Did you pay a commussion to buy your RRSP? would have been your reurementis dependent on how much ts actually invested cach year : Ifyou pay a commussion, less poes into your account. That doesn t have to be. and it doesn't ee Nis when RSP enw Lan) Under current regulations, you and use will each be allowed upt to $1000 of retirement income aller age 65 without paying any tax. You can now make a allowable annual RRSP contribution in your spouse’s name and still claim it | as a deduction from your taxable you both may claim a | $1000 deduction later. Spousal RRSP’s make a lot of Did you invest ! your cash in an RRSP and | borrow funds - | for a major | purchase? ou should have borrowed the funds for your RRSP and saved your cash - for that major purchase The interest atour lower Tax- Saver Loan rate, and it would also have been tax deductible. The result would have been a considerable savings over your non-deductible, higher rate consumer Joan Sometimes tt pays to borrow tosave. | férred without affecting your annual i allowable contribution or incom | status. If you agree that a Royal’ Rees is better for’you than you | present plan, we'll have it quickh switched over. And don’t miss depositing: for. | the 1978 tax year because of a lack of funds. Talk to us abotit a Tax-Si Loan. Your tax savings alone coul more than offset your interest cos wm [es 1 or part of your you get the tax de- . You'll make no ' mistake by picking - | up your free P booklet from . our nearest oyal ‘Trust ‘branch Royal Trust RRSP'’s Offices in Vancouver: Bentall Centre, 655 Burrard St. 686-2471 2118 W. Alat Avae., Kerriadale 283-0951 1760 Marine Drive, West Vancouver 922-3276 Royal Trust Bidg., ake no mistake about j It Also: 1205 Government St., Victoria 368-4311 248 Bernard Ave., Kelowna 762-5200