20 ~ Sunday, December 24, 1995 — Flood Insurance and disaster fund payout options FLOOD VICTIMS looking tur cash compensation under the Provincial Emergency Program's disaster financial assistance program will have w owait until February to receive payouts, By lan Noble News Reporter The provincial program's man- ager of finance and administration, Karen McDougall, explained that flood victims have 60 days to “go after” the municipality. Destructive flooding hit the North Shore Nov. 23, The 60-day period expires near the end of January. At the beginning of February. program representatives will con- tact the municipality to determine who hus claimed against the municipality. The provincial financial pro- gram may not have to pay out to those claimants, she said. “The whole thing is very iffy. butty, sorta, kinda. All we can do is press on like we're going to pay them out,” she said. The assistance program does not cover damage to items for which insurance is readily avail- able. But because homeowners can't get flood insurance in B.C., flood victims qualify for assistance. The program provides funds to restore or replace (whichever is North Shore News “TRYLORMOTIVE” TUNE-UP SPECIALISTS cash chased (er, ee AirCare - Gov. Certified #50222 the Igast expensive) items essen- The claint process started in the tial to a home, livelihood or com- first Week of Deceniber. TUNE-UPS ~ FUEL SYSTEMS - ELECTRICAL TASKING munity service. One adjuster is still working on OUR 37TH YEAR * CONSULTATION 299-9000 The clean-up of mud, a wide- the North Share, she said, 176 PEMBERTON AVE, N.VAN. 985-7455 (7.41516. spread problem in’ fast montis flooding. is also covered. McDougall explained the claim process involves the gathering of information from the victios. An adjuster puts the claim) together and then determines what is eligi- ble and applies a price to it. A $1,000 deductible is applied and 80% of the balance ix paid out. McDougall expects few real claims, saying a good portion of those who have applied either have insurance or don’t reach the ‘$1,000 deductible. McDougall said) program adjusters visited 25 to 30 people in . ; me a Nae bag 7 North and West Vancouver after Hi 9 .. & "S Tyre MIS the Nov. 23 flooding, but a lot [i ‘ A Nee 45Q../ J 4. turned out to he insurance claims. Wit looks dike victims have a claim, such as for sterm drain and sewage backup which are covered by standard insurance clauses, the provincial program recommends people go to their insurance agent. “People get much more money from insurance agents than from she said ee a . _ wo x a NR on, Program claims came from all T a, a AN haa ae ar Ts! = SELECTED MAERCHANDISE one in Deep Cove, about 10 in | cnr rn > ren; West Vancouver — mainly the li a ‘ . ys A : British Properties — and the rest from the heavily damaged Ranger Avenue and Prospect Avenue area. Assistance program adjusters have not put a dollar value to the : : . claims. ce : McDougall said adjusters are r ta Fae td Bald le Pp still inthe process ‘of catherine. (i BIB. WATE R ST REI arn AN DING, information, and with the | _—_—— oy VANG OUVE R, BC. ' Christmas holidays, some SN Ne 6 Ss claimants have been hard to find. a CLEARAN RANCE oy {starts Dec. 27) ALL PINE FURNITURE. SOFAS CHAIRS } DINING BEDROOM LEATHER & ACCESSORIES "GERBER HOME FURNISHIN Gs 734 WEST 14TH STREET NORTH VANCOUVER, B. C.