34 — Friday, May 10, 1991 ~ North Shore News

AUTOMOTIVES

Extended coverage questions on rented vehicles

IF YOU'RE planning to rent a
vehicle for a business trip or holi-
day anywhere in Canada or the
U.LS., there are a few important
things you should know about in-
surance coverage.

The daily rental charge usually
includes third party legal liability
coverage for at least the minimum
limits in the jurisdiction you're
visiting. These limits are low —
only $35,000 in favourite destina-
tions like California and Hawaii
— and we have all heard how
generous U.S, courts can be with
injury awards.

Take this situation. You're
cruising in your rented car
through downtawn Honolulu and
suddenly Don Ho pulls in front of
you in his Rolls. You’re so star-
struck you pile into the back of
him. The Rolls is bacly bashed
and Don has a pain in the neck.

Here, it’s pretty obvious that
the third party limit on your Ha-
waiian rental car isn’t going to go
very far,

Fortunately, you can count on
your Autoplan policy for some
extra help. When you rent or bor-
row a vehicle anywhere in Canada

Town Car makes light
work of long drives

From page 33

year is a traction-control system,
called Traction-assist. It uses the
ABS sensing devices at the driving
wheels to sense loss of traction. If
wheelspin is detected, braking
pressure is applied rapidly to one
or both of the rear wheels, greatly
improving waction on slippery
surfaces. This is definitely a wor-
thwhile feature on a big, heavy,
tear-wheel-drive car like the Town
Car.

Despite its new engine and
modern styling, the Town Car is
still very much a traditional North
American luxury car. Handling is
very soft and the Town Car leans
considerably in the corners. The
variable power assist steering
system, which firms up as speed
increases, requires almost no ef-
fort to turn at any speed. Braking
effort is minimal, and for such a
big car, the Town Car is com-
paratively easy to drive (except
when you have to find a parking
space).

Quiet, comfortable, and power-
ful, the Town Car makes light
work of long highway drives. Its

wide, spacious cabin with sofa-like
seats and generous legroom is like
a portable living room. Rear seat
passengers in particular are treated
to limousine-like spaciousness.

The trunk is big enough to
gobble up luggage for six passen-
gers and automatic load-leveling
rear air springs compensate for
any extra weight in the trunk. One
complaint though: why is there a
“space-saving” spare tire in a lux-
ury car with such a huge trunk?

Standard equipment on the
Town Car is extensive, including a
driver's side air bag, automatic
climate control, six-way -elec-
trically-adjustable front seats, a
high-level AM/FM stereo/cassette
system, electronic instrumentation,
power windows and door locks,
automatic speed control, and tilt
wheel.

The Town Car is available in
three trim levels, Executive,
Signature, and Cartier Designer.
The Executive starts at about
$33,000, while the top-of-the-line
Cartier Designer starts at $43,000,
still a competitive price in the
luxury car category,

Sentinel raffle winners

A NUMBER of people came up
winners in a recent Sentinel Sec-
ondary fundraising raffle.

First prize of a seven-day luxury
cruise of the winner’s choice, on
Holland America Lines, went to
F.S. Borowicz.

The second prize, a 40°
Panasonic projection TV, went to
Cal Tompkins.

And J. Moore was the lucky
winner of a Panasonic camcorder
and VCR.

F-A-§-T COLLISION REPAIRS
CALL THE PROFESSIONALS AT

JAYLORMOTIVE 1959 LTD.

FREE RENTAL COURTESY CARS
— A.R.A. CERTIFIED

B.C.A.A. APPROVED

L.C.B.C. VENDOR FOR ALL MAKES

TANTS RMOTIVE

174 PEMBERTON AVE.
NORTH VAN.

QUALITY WORKMANSHIP
TRUSTWORTHY SERVICE

CONSULTATION
OR APPOINTMENTS

985-7455

North Shore SPORTS coverage ... every Wednesday

xen
Hardie

INSURANCE
CORPORATION

OF BRITISH COLUMBIA
AUTOTOPIC

or the U.S. for business or
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someone in your own household),
you’re covered up to the third
party mit on your own vehicle in
the event you injure someone or
damage their property.

In this case, the rental com-
pany’s insurer pays their limit
($35,000) and the rest comes from
ICBC through your own policy.
There’s no extra cost for this ex-
tended coverage, but you will lose
discount levels on the claim-rated
scale, just as though the accident
happened in downtown Van-
couver.

Page 36 in the 1991 Autoplan

Motorist Kit (page 37 in the 1990
edition) vives details on third par-
ty coverage for rented or borrow-
ed vehicles.

That takes care of Don ... but
what about you? If you injure
yourself in the same accident,
Autplan's no-fault accident
benefits will pay for any medical
care you may need until you can
return home.

The rental car is another mat-
ter, and next week we'll look at
coverages designed to take care of
its damages, including the issue of
the “Collision Damage Waiver’:

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