lowest VISA interest rate in

: Canada', ‘With other cards

“charging rates of 17, 5%, 18.9%
a di even: up to 28. 8%, you
coitld: save hundreds of dollars a

~’year. And when you switch the

| balances on your other higher

7 ‘interest rate cards, you ‘Il save
even more.

Everyone should be entitled .
to have dreams. And they shouldn't
have to pay a premium to make
them a reality. So when you talk
to us about a personal loan, we'll.
offer it to you at the very lowest
possible interest rate. And we'll.
make sure you’re informed and
comfortable with the process.
We'll even try to approve your

“Joan in as
little as |
justa
few hours. Ask about c our personal
loans for as low as Prime’ today,
for a new car, a renovation or
simply to consolidate your debts
into one convenient payment.

Scotiabank
Get the credit you deserve.

www.scotiabank.ca

Wednesday, April 24, 1996 - North Shore News - 37

where) you
can refinance

“your mortgage | °
using the equity you’ ve buil Fup in .

your home. That means you can.

borrow at mortgage interest’ rates’

for home improvements, your « ,
children’s education, a financial
investment, etc. We've ‘reduced
your cost of refinancing: by imaking-
special arrangements with legal’
firms. And this program is avail-
able even if your mortgage is with
another financial institution’.

” Repistere | Trade-marks of The Bank of Nova Scotia. “The Bank of Neva Scotia licensee of mark. ‘Interest rate comparison as of February 1, 1996. Value VISA rate effective June 1, 1995,
Subject 16 change. “This rate is avaihible en 12 month term loans of at least $7,500, and is subject to meeting specilic credit requirements. As of March 23, 1996, Scotiabank Prime Rute was -
6.75% pet annum and is subject to change. Olfer expires June 29, 1996 “Offer expires October 31, 1996. Costs do not include pre-payment penalties or interest rate differential that may apply to an
existing mortgage by the current financial institution wher i is Grarisferred 10 Scotiabank.

hewad eee SRE