change without notice
Rinte aubject ©

If you're looking for RRSP ae
safety of capital, and a highly
interest, then Pz Prenor Trust has the range of options
you need. ~ ABOUP

With a Prenor Trust RRSP, ot a To
you'll enjoy the kind of attentive,
personal service you expect from
a neighbourhood trust company.

And you'll have the security of

knowing that your RRSP is bein&

handled by an established company hind
with more than 70 years of history Pehind it.

SEE YOU FEBRUARY 6TH AT HE GREY'S MONEY SHOW!

‘Paenor TRUST

enue

petitive rate of

1452 Lonsdale Av
North Vancouver
980-7440

Branch Manage™
Roger Higgin®

INGRAM

SAYS

"OUIR

IRRSP

IS NOT AN

) INVEST

“ITS CONTENTS
SHOULD BIE

2 a a a

CEN-TA FINANCIAL
PLANNING. SINGE 1969

U.S. & CANADIAN TAX
RETURNS
PROFESSIONALLY
PREPARED.

DAVID INGRAM'S CEN-TA
201 Capilano Mall, 935 M8451
North Vancouver - Phone 657-84!

stments that provide

Cen-ta Advantage

Genta Savings

“Figures include G.ST.

NEWS phate Nell Lucente

MANAGER OF personai banking at the Royal Bank on 16th Street and Lonsdale Avenue, Gerry
McMillan advises a client on one of his bank’s 17 retirement savings options. _

WHO — AND what — makes a
good entrepreneur?

“The face of Canada’s small
business community has begun to
reflect subtle changes,’ said John
Noonan, B.C. Regional Director,
Management Services, for the
Federal Business Development
Bank.

“More and more women, recent
high school and. post-secondary
graduates, immigrants and even
Tetirees are joining the ranks of
first-time . entrepreneurs. These
groups have begun to outpace the
‘typical’ entrepreneur with start-

REAL ESTATE COMMISSION

WHY PAY MORE?

JIM SHORT
649-7321
CEN-TA REALTY

on a $100,000 Sale*

Traditional 2%
Commission

87,490
52,140

$5,350

up businesses.”

. Noonan said three charac-
teristics mark most successful
small business people: a good
business. sense, a bright’ idea and
reasonable financial backing.

He encourages would-be. en-
trepreneurs to seek advice from
experienced and © objective | third
parties before ‘‘taking. the
plunge.”” The best-prepared and
best-informed individuals: are ‘the
most successful, he said. ‘

Noonan quoted a 1988 reader-

ship’ survey conducted by Profit’

magazine which revealed the. typi-

_can..be™ considered.
* business.”? -.~

cal entrepreneur is a mid-40s male. .
who .has more. than one-third of :
his nearly $500,000 .net worth ‘ine
vested ina business. mts

He holds. about 45% “of : the
equity in the business, insists’ on
having . control of « its’ operations .
and works an average of 55 hours* :

~weekly, 5.

But even: a. home-based. ‘venture
; ‘ismall

More’ than two’ million: people

: started working: at ‘home in‘ one .

recent year’ — more than. twice. as

many» as the year : before.

your RRSP
SHOULD BE MORE
THAN A
Tax DEDUCTION!

Buy An
WMVESTIMENT FOR
YOUR. RRSP FROM |

A PROFESSIOWAL
1M BOTH TAR AND

SHVESTIMENTS

See Don Walsh, F.CB.A.
ce George Hatton, C.A.
at the Money Show

REGAL CAPITAL PLANNERS

and

DAVID INGRAM'S CEN-TA
201-Capilano Mall, 935 Marine Dr.,
North Vancouver - Phone 649-4755