ven after all the analysis, and with all the

facts laid out in front of you, there's still no

denying it. Investing in your own future can
be an extremely difficult thing to do.

On the one hand, your desire to build long-term
financial security drives you forward. On the other
hand, the threat of market volatility justifiably holds
you back.

Understanding how much risk you're willing
to assume will make it easier for you to focus on
the mutual funds that will help you achieve your
retirement goals.

Working with our knowledgeable investment

specialists and using our Personal Investment Planner

to guide you, you'll gain a clearer understanding of
your investment priorities, your goals and your
risk/return profile.

Once we've developed a plan you're comfortable
with, staying true to your time horizon is a lot easier
to do. And staying committed to building your
investments can help make your retirement more
comfortable. Your tax bill a little less painful. And

your sleep a little more peaceful.

Wednesday, January 27, 1999 - North Shore News - 17

RETURN

19939 FUND RECOMMENDATIONS
FOR MORE CONSERVATIVE, ONE-STOP SOLUTIONS:
Royal Monthly Income Fund

Royal Balanced Fund
Royal Balanced Growth Fund

FOR CANADIAN LONG-TERM GROWTH OPPORTUNITIES:

_ Royal Canadian Equity Fund
_ Royal Canadian Index Fund
Royal Canadian Strategic Index Fund

FOR INTERNATIONAL OPPORTUNITIES AND BRGADER
INVESTMENT HORIZONS:

Zweig Global Balanced Fund

Royal European Growth Fund

To learn more about investing strategies for a
comfortable retirement, talk to one of our investment
specialists at any Royal Bank or Royal Trust Branch,
Or simply call Invest by Phone at 1-800-ROYAL-MF

853 ROYAL
MUTUAL
» FUNDS
Member of Royal Sank Financial Group®

QUEETLY CREATING WEALTH

Royal Mutual Funds are sold by Royal Mutual Funds Inc., a member of Royal Bank Financial Group. Important information about the mutual funds is contained in the simplified prospectus, copies of which may be obtained in any branch of Royal
Bank of Royal Trust and which should be read carefulty before investing. Unit values and investment returns will fluctuate. Our funds are available by calling us at 1-800-ROVAL-MF, through Royal Bank Action Direct (discount brokerage} at
1-800-ROYAL-83, REC Dominion Securities and other brokers as well as Royal Bank and Royal Trust Branches. Fund recommendations are provided by Royal Mutual Funds Inc. and may change depending on your investment objectives.