~ dollars and sense DON’T WAIT. That’s the investment advice from the authors of two recently pub- lished mutual fund books. - ° Riley’ Moynes co-wrote with | .. Duff Young: The Money.Coach's “Top Funds 1995, Copp Clark : Longman, $ 14.95) while Jonathan’ “Chevreau wrote The Financial Post. 1995 Investor's Guide.to Mutual . nds. (Key Porter, $19.95). *Gne, of my. worst. financial ~ “Moves was not ‘getting involved i in -, the investment business soorier,” ~ “said Moynes, 50° Added Chevreau: : ww can’t Wail.Time is your ally. You an’t count on'the Canadian : government ‘0 fund your retire" “I interviewed the two authors as Barto of our, occasional series, on the. ing _ newsletters ‘about investing. and Zo , 3 oe was pay off the morgage in nine years instead of 25." said Moynes. “That saved biz numbers. I was a teacher at the time with a rich pen- ‘sion. I couldn't put much into my RRSP so | paid down the mort- gage.” After teaching for 20 years, . Moynes went into the securities business. : “rolled my pension into an RRSP and so had to learn about investing and the importance of diversifying.” he said:: He also regrets getting caught _ Up in the real estate frenzy that: . swept Toronto in the middle of last | decade: “! paid $230,000 for a to- *. be-built condo, then upgraded it — . and sold it for $225.000." . . ’ ; “ Chevreau, 41, the Post's'mutual’ © funds reporter. said he also ranks as one of his bad moves renting through most of the 1980s, then * buying’at the top of the real estate “market. . ‘Among Chevreau's best moves? ~ Paying off a $170,000 mortgage in. ‘two years “because we had two incomes and brown- -bagged i it to - Work.” so _ . He’and wife ‘Ruth also maxi: "B.C. V2V IY tia tare: Bring In your old computer for consignment - No appointment - necessary. bonds, stocks or mutual funds which invest in stocks, investment , real estate —- in both Canada and internationally. * Maximize RRSP contributions. . * Have current wills and powers of attorney. Mike Grenby is a 1 North Shore- based coluninist and independent financial adviser who works with individuals; he will answer your questions in this column as space allows — write to'him clo 2444 Haywood Avenue, West Vancouver, A .Shop early ». for best setectiont BC. GALORE ‘CONSIGNMENT ITD. _ VANCOUVER'S FINEST COMPUTER CONSIGNMENT, STORE 119 Lonsecdla Ava. 2748 W. oth Ave : Q9G-O547 732-7 Son. to Thurs. 40 - G; Fri, 10 - 9; Sat.” 10 - 5:30 OTICE i is is hereby giver by the City of North Vancouver, pursuant to Section _ J) of the Municipal Act of British Columbia, that a Public Hearing and Meeting (7:30 p.m. 3 will be held | ~ on MONDAY, AUGUST: 14,1995 in the Council Chamber, City Hall, 141. West 14th Street; North Vancouver, B.C., to receive representations in connection with the following proposed mendments | to “Zoning Byla 1967", and the “Zoning Map of the City of North Vanceuver", which is an mitegral part of “Zoning, Bs 1967", also known as Bylaw No. 37 78 and proposed Development Variance Permit: _mize their RRSPs and invest $600.” | a month into-equity global mutual’ _ funds outside their RRSPs. , ‘ Top tips from Moynes and ’ Chevreau include: “Read newspaper columns: and To rezone Lot 15, Block 112,'D.L: 271/548, Plan | 1228, jocated at 209 Wes Kei ith Road, ind. .on the map. The amending bylaw will have the effect. of, removing the said Property . draw up and implement a pian. But "| de it now, don’ t wait. FREE EASY 70 INSTALLS SOFTWARE * NO CONTRACTS’ . * NO LONG DISTANCE, ‘CHARGES - E-MAIL ADDRESS INCLUDED’ ° OVER 550 - 28.8 MODEMS, ae: Bagi MR. BOB MANN hav eae # Diseopient eras ‘ iv line, setback, . ; : : .. Section 510(2)(a) and ®) shall be varied to permit it ting room windows: ‘ i windows to be 7.3 ™m (24, feet) from a wall of another building on ‘the sanie lo - Monday to Friday, except Statutory Holidays, from JULY 31- “AUGUST. 14, 1995.9 Writte 15 bission' ae be aa up to: and including, AUGUST 14;°1995,: but