RANE OND a AAROOBIIO:

Effective on 1983 renewals

Autoplan premiums are largely based on three
factors vehicle use and the frequency and
severity of accidents. In 1983, the Dnving
Vehicle Discount will be replaced by a
Claim-Rated Scale that is more rewarding to
those who are claim_-free and provides higher
penalties for those who cause accidents frequen

The scale does not apply to fleet-rated

The step-by-step difference

Formerly, those responsible for accidents
whether one accident or many = simply lost their
Safe Driving Vehicle Discount Under the
Claim Ra Scale, the more claims a vehicle
owner ts responsible for, the higher hus or
her premium will be

As with the Safe Dang Vehicle Discount
pr 7ram, Only “at fault” clanms (Third Party and
‘ollision) affect your mung Comprehensive
claims ine dudiny windshield vandlalsin and
theft do not

BAD NEWS BOK THOSE WHOCAUSE ACC
DENIS FREQUENTLY Pith MORE OPDTEN
THEY CLAL Tht HIGHER PHEY CLIMB!
Under the Claw Rated Scale every «lain
for which you are cesponsible wall cost you a
move three steps up dhe premium scale Bor
ouunple af you have Uiree claims in one year

you wil] move up nine steps and pay a very high
premium. There is no upper limit to the
amount of the premiums those who frequently
cause accidents will pay

GOOD NEWS FOR THOSE WHO ARE
CLAIM -PFREE A NEW 4TH LEVEL OF
DISCOUNT WILL BE APPLIED

Por every year of claim-free driving, you
move one step down the rating scale toward the
lowest s At this level your premium will
be 65% of the base rate*®

Good drivers who have only an occasional
accident unll pay less under the Claim Rated
Scale than under the former discount system
Most drivers who have earned a 3 year Safe
Driving Vehicle Discount and have one accident
after July 1, 1982, will move up the scale to the

90% devel rather than the 100% level, as before

Timing of the program

Effective January 1, 1983, your renewal will
be rated according to the Claim Rated Scale
Your 1982 Safe Driving Vehicle Discount and
any Claims paid following your 1982 renewal
will determine where you stand on the step
by step scale in 1983) However where those
new claims were paid before July 1 1982

All - Wednesday, June 16, 1982 - North Shore News

the evxasting Safe Driving Vehicle Discount
rules apply

How will you rate?

For the majonty of vehicle owners, the
Claim. Rated Scale will be good news. 45% of
owners have earned the 3 year Safe Driving
Vehicle Discount and, if they maintain their
claim -free records, will enter the scale at the
lowest premium level

Newly heenced vehicle owners will enter at
the base rate. For every year of claim free driving,
they will earn 4 move one step down the scale

‘TO encourage motonsts who are high on
the scale to improve ther records, three
consecuaive claim free years twull be recogniced
wath a return to the base premium

From now on, careless
driving will cost more.
Much more!

hor more mformatvion oontact your

mndependent Autoplan agent on nearest Motor
Lacence Office

The tase rade Che peeninuann before oc clan din ounts

"The average gross preniinurn Fon private panne oye
vefhic tes in Baitists © burn ts

Step by step, it’s working better

INSURANCE
CORPORATION

OF BRITISH COUUMBIA

Lee eee eT

PER n eH E RE DIE A ISH PORTLET ATT ‘ TETRA Ea ; ne IIR ARE COR GL ae Teast On UU LA a rn SUNN Cen EMG SRE
REL LATOR I TLL TOW EU SE purer

ee IIIS ECAC CRE pe