18 — Wednesday, June 10, 1998 — North Shore News

north shore news

<2 BUSINESS
_Pre-pay small

, ‘A Division of TD Securities Inc.
We all know that interest rates are low...

But you have choices available to you other than GIC’s and

Terry Greene, B.B.A., RF. P,
Registered Financia! Planner
Do vou own an unincorporat-
ed business?

speak about an exciting tnvesiment alternative...
IT can sometimes make ,
sense to pay your bills
even before you get
If so, you may be surprised to

oe them. : . icarn that the deadline for fil-
t’s say you get a bill for ing your 1997 maxes for you

_ Something “each month and i and your spouse is June 15,
‘the amount is always between 1998.
‘$10 and $15. You will proba- \
“bly: be ahead of the game to required to file their tax
end in a cheque for $120 or ; returns by April 30th of cach
: 150. once.a year. You save . : year, a notable exception to
about: S&'in postage and up ucts and services. And cach this rule applics to owners of
o. another S5 or $6 in place will sharpen its pencil a unincorporated businesses |
hequé-writing charges. You _ little more, knowing I have and their spouses.
will | probably lose less than some of my investments or you haw. led v
Lin interest on.the money —_- loans with a competitor. ee “tar te tun, all ot
‘ou pay-in advance, especially If you do choase to stay 988-9876 tor tax filing or
iow with rates so low, : with only ene place, at least other financial planning or
This way, you save $5 to once a year you should drop accounting services.
10 and avoid the hassle’ and into a competing bank, trust : ;
inie. it takes to deal with that — company or eredit union, or

Royalty Income Trusts

Alice Stst fs a Royalty Income Trust Research Analyst for TD Securities Inc, we
who will be speaking at a free seminar at the Parl: Royal Hotel on June 18th, -
1998, 5:30 pi. Sae will be sharing ber expertise and knowledge in this area i”

and will be available to answer any questions you may have, This. is an oper
invitation to those who would.tike to attend the event, but seating: is limite

so please contact tts at the branch if you are interested.

Although most individuals are

For more information, please contact us at

_Ph# 981-4400, Fax # 981 -4432

MSC FINANCIAL

i
bi ] ils iit eg , Term Investments. es ©
ois TD Evergreen on the North Shore inuiies you to come and bear Alice Sun~ Ws

Searvices Crp.

talk to another broker or « ‘ —
insurance agen. “Pega Stance adeion Sed
Lay out your banking =. I} North Vancouver, BC: V7M 2H3 “Trade mari uf the TD Bank: TD Evergresn is a division of TD See
¢and money.*:":.-._. business, investments and . ° licensed user of TD exde maine TDSI-MemberCIPF. ° ;
Talki ag "Of bills, when you . policies. Ask if the competi-
‘tor can offer any suggestions
you always look carefully at. for improvement. Depending
he check before you pay it?.. - on the answer, you could
If yo oreable move some of your business,
hen at least men-- or go back to the place where
- you deal to see if it could
ro gh estimate: ‘come'up with those i improve-
ick confir-"..”, “ments for you.
:. Lonce checked ‘the home
surance policy offered to -
members of a group to which
belong. The cost was 30%
‘below what L.was paying. My
insurer has matched the dis-

ni

li
ba. Gianece: Thess
Re e

nas.in. this coluinin as
tlows but cannot.reply
‘personally, = contact bim.at-,

Doug Smith of the North
Vancouver. Chamber -' of
Commerce has been, named as
a meniber “at ‘large of the
Board of the BS. Chamber of
Commerce. > °
Smith has. pow an_ active ; : Ce aa = ;
member -of the North Van noe BC's drive to save lives. oe _ “.
chamber for six years. In his er - nd ae : COLUMBIA
* professional life, Smith’ is a
vice president. of the North |.
Shore Credit Union. He has -
“also been a board member of
the. Business Administration
Advisory. Board... and. the
“Certified “Financial “Planner
. Program ‘Advisory Committee
eat € Capilano College. ;