27 - Friday, Septeraber 29, 1989 — North Shore News “A UTOMOTIVES ‘No fault’ benefits covered in insurance - ‘LAST WEEK; we looked at the Third Party Legal ‘ “Liability coverage portion of your basic, com- -pulsory auto insurance. This is the insurance that :protects you financially if you are responsible for injury, damage or death to others in a traffic ac- cident. If, on the other hand, you are the victim, you must claim against the motorist-at fault for the accident ‘through his or, her Third Party Legal. Liability “coverage. But what happens if you -are injured in an accident Who is covered? Anyone hurt as the result of an accident involving a ’ B.C.-owned vehicle. This in- cludes. any occugant of the vehicle, a pedestrian or a cyclist. In addition, the registered owner of a vehicle in B.C. or a member of that person’s Ken Hardie INSURANCE {|corroran ‘you. cause?. What about those situations’ where no oreis at fault? Another coverage included “in your basic Autoplan in- surance looks after these sit- ‘nations. ‘‘No-Fault’’ Acci- -dent Benefits, as the name ‘suggests, are available to -anyone injured in an auto . accident regardiess of who is at fault. ; »I€ you qualify for them, these benefits could provide up to $100,000 to pay for reasonable medical treat- ments and rehabilitation, lost wages, death benefits to your survivors or funeral expenses. Drivers can be ' HHMUGY-CONSCIOUS USING ENERGY more ef- ficiently puts money in your pocket and helps clean up the environment. Burning oil and gas releases carton dioxide, methane and other gases into the air. These gases trap heat in the atmosphere, creating a ‘greenhouse effect.'’ The ‘result is a gradual warming of the earth that has far- reaching and dangerous ef- fects on climate and precipi- tation patterns. tos Since 1950, global emns- sions of carbon dioxide have tripled. . Drivers can help protect the environment by conver- ling their cars to propane or natural gas. These fuels con- tain no lead and produce on- ly small amounts of carbon monoxide and other substances that contribute to the greenhouse effect and acid rain. Make sure your car is tun- ed up each year. Drive at moderate speeds and avoid sudden stops and_ starts, Never leave the car idling for more than 30 seconds. Our environment has never needed our help more than it does now. Today we face ozone layer depletion, global warming and acid rain. . We must do something to help keep our surroundings healthy -~ for ourselves and our children. household can be entitled to some or all of these benefits if they are injured by an out-of-province motorist anywhere in Canada or the United States. As mentioned above, there are qualifications you must meet in order to collect these varicus No-Fault benefits. Chief among them are your obligations to provide ICBC with medical informa- tion, undertake reasonable medical treatments and/or rehabilitation which can telieve your disability, and provide proof of wage loss if a claim is made for those benefits. . Some motorists live in cer- tain parts of Canada or the U.S. where you are forbid- - den by law to claim ag