B4 - Wednesday, November 9, 1983 - North Shore News

Gi business

= Pe ES te se Ue
a
j 3

NS boasts new mailbox service

‘*DIRECT YOUR mail the right way!’’, is the pro-
mise of North Shore’s first private, postal centre.

Following the nation-wide
trend of private firms pro-
viding alternatives to some of
Canada Post’s maii-handling
practices, Inter Mail Services
have opened their first

y BRIAN ELLIS

mailbox rental centre at 1124
Lonsdale Avenue, North
Vancouver, and plans are
already underway to establish

a West Vancouver location in
the near future.

Owner Alfred Krznaric, is
offering locked renta] mail-
boxes for a modest $6 a
month, located in his cen-
tral, modern office facility
and customers do not have to
wait for the privilege.

Under this scheme mail is a
personal affair. New
businesses immediately have
a prominent business ad-
dress; customers are afforded
a privacy which allows them
to use code names, numbers
or other identification
devices, and for travellers the

NEWS photo Eric Eggertson

ALFRED KRZNARIC, of Inter Mail Services, offers private mailbox service to customers. The Lonsdale office provides other
services like phone answering, secretarial and photocopying.

LOOKING AT INSURANCE

Charges may not apply

NO MATTER how sick you
are, it’s possible to get life in-
surance — if you can afford
the premiums

This doesn’t apply to every
company, of course. Most
companies have limits
beyond which they won’t go
in offering coverage... all of
which 1s a lead-in to the sub
ject of extra premium charges
for life insurance.

Let's say you agree to buy
a policy from me. You sign
the apphcatton, give me a
cheque for the premium
amount | ask for, then,
because it’s a big policy, you
must go tor a routine medical
exam to make sure you're as
healthy as you think you are

The doctor finds a medical
impairment and reports this
to the company, the result
may be that when your con
tract os sent to me for
dchivery, there's a note al
tached about an extia
premium charge Depending
on the impairment (if it hap

yveons fo be Cnone of my
Dasiness*) a vague statement
about oa medical impair
ment may be piven Phas
means that when | present the

poly Loan only refer you to

24 HOURS
TELEPHONE
ANSWERING SERVICE

ONLY
$50 PER MONTH

CLASSIFIED
ANSWERING SERVICE

669-7973

By MARILYNNE A. KI

the examining doctor for the
reason behind the extra
charge.

The reason the extra
charge 1s assessed is simply
that individuals suffering
from certain impairments, on
average won't live as long as
people who don't have the
problem - again on average.

Because) medical science
has made progress and

mortality records are being
kept, diseases and other pro-

blems that once demanded
extras, now don't, or the ex

tras are not as high as they

once were. (On the other
hand, for certain diseases,
they could be higher if mor
tality figures) become — less
favourable)

Diabetes is a case in point.

Fifty years ago diabetics
might not have been offered

life insurance at all. Then
along came the discovery of
insulin. This meant that

diabetics could be insured by
paying an extra amount of
premium. Today, depending
on the severity of the disease,
diabetics might not be charg-
ed any extra.

Similarly, elevated blood
pressure that is being con
trolled may not result in a
premium extra.

Premiums are not assessed
for life, necessarily. When a

problem has been overcome
and a prescribed length of

time has passed since the pro
blem was successfully

countered, the cxtra charge
might be dropped

For example, an cxtra
charge assessed for obesity

might be reconsidered if the

Appointment Notice

NORTH VANCOUVER

Chuck Traunwelser, Manager of A.E. LePage Real Estate
Services Ltd ts pleased to announce the appointment of
Pat Heaney to the sales staff of the North Vancouver

otfice

Pat has lived on the North Shore for twenty one years
and has been deoply involved In Community work; tutor
ing for the North Vancouver School Board, Secretary

Treasurer of an

international

Relief Organization,

momber of Lions Gate Hospital Auxillary and a Student
Cultural Exchange Organization.

Pat’s vast people experience and iocal North Shore

knowledge combined with

the oxperience of AE

LoPage, Canada's teading Realtor, make he an idea!
choice to serve your real estate noeds

if you are considoring buying or selling please give Pat 5
call at 985 9544 (ofticoe) of 987 3440 (res )

policyowner could give proof
that his or her weight had
been restored to where it
should be for two years (or
whatever specified period the
insuring company has
adopted).

Premium extras may also
be charged for adangerous oc-
cupation (deep-sea diving) or
dangerous hobby (sky-
diving) — and dropped when
the dangerous activity is no
longer pursued, for whatever
length of time the insuring
company deems significant.

The interesting thing for

me in thts area of assessing
extra insurance risk is how

much more desirable life in-
surance becomes when you're

told you can't have it.
Human nature at work

Marilynne A. King is a
North Shore tife insurance

agent,
reached at

She may be
681-5411.

UALANTEUCECN
Treacy

AREAL ESTATE StRAVICES FTO

centre provides a mail for-
warding service.

Packages of all sizes are
readily handled and un-
necessary trips to the mail
box can be avoided by phon-
ing ahead to the centre.

People in the habit of
receiving Personal Ad
replies, or things in ‘‘plain
brown wrappers,’’ need have
no fear of their mail being
intercepted by another
member of the family. The

Keep Canada
GP ) eeautitut ...
€ Pitch-in

service is
confidential.

Postal strikes are often a
‘headache’ for most people,
especially small businesses.
Through a reciprocal
arrangement with other
private mailbox companies
across Canada and in the
U.S., Krznaric guarantees
that ‘‘the mail will get
through.’’

Contact

private and

person: Alfred

Krenaric - 980-4548.

WANTED: SELF-STARTING
MATURE caring people wishing to
work your own hours with good
remuneration in-tull or part-time posi-
tions marketing a new service to the
consumer, please cali 922-6859.
9°00-11:00 am

FROM
ONE PRO >
TO ANOTHER.

Are vou satisfied with your answering
service? If not, consider how much more
you get with Wes-Tel’s professional
answering service: expertly trained
operators accept your calls for business
or residence around the clock, and relay
messages to you at your convenience.
We're the preferred answering service in
the West. We're proud to help you
communicate better. Depend onus...
References gladly provided.

wes[1 TEL
980-3611

IRSTCITY _
OFFERS MORE
IF YOU'RE 50
OR OVER.

® Higher interest rates on your savings
8% current annual 50 FIRST savings rate

@ ¥%.% interest bonus on your GIC's and
mortgage debentures

These and other special advantages of a
50 FIRST account are available now at your

First City Trust branch

WMO Dy Street
Vancouver 6 6
(004) 688 9471

NWO West Georgia St
Vancouver & 6
(604) 684 1066

72 A tort Street
Victona Bb ¢
(004) 383 4141

Win a trip for two to Las Vegas — details at

your branch.

FinstCity Taust

Rate Subject to C hange/Member © OIC