JOHN RUDDY Well-known NV lawyer passes away PROMINENT NORTH Van- couver. lawyer John ‘Alexander Ruddy passed away Feb. 2, 1992, at Lions Gate Hospital after a lengthy battle with lung cancer. He was 55. Mr. Ruddy was born in Yorkton, Saskatchewan, and grew up nearby in Qu’Appelle, Saskat- chewan, Four years after receiving his bachelor of arts degree from the Universtiy of Manitoba, he grad- uated from the university’s law school. In 1968, ' Mr. Ruddy and_ his wife Evelyn (Gabriel), moved to B.C., where he joined the Van- couver firm of Farris, Vaughan, Wills and Murphy. ’ He joined Ratcliff and Com- pany on the North Shore in 1973, and continued ‘practising “law for the North Vancouver firm until December 1992. ; An active member of the Lynn Valley Community Association and tke Liberal Party of - B.C, through the past two decades, Mr. Ruddy was also a great supporter of the athletic community on the North Shore. ' _AS.a member of - the North Shore ‘Winter Club, he was_in- volved in many aspects of the hockey program, serving over the years as a team manager, assistant coach, coach and division manag: | “er for the bantam division. He. also committed much time to the _Lynn Valley soccer program. - In recent-years,'Mr. Ruddy had traded his passions for?judo and boxing’ for fly-fishing and ‘photography. Anticipating -a second career after’ retirement from the legal profession, Mr. Ruddy graduated in May.1991 from the Capilano College tourism program, |... A devoted husband and father, he is survived by his wife Evelyn, sons ‘Jack and Scott, daughter- in-law... Karen; nieces Tania, Tracey, Nicole and. Rebecca, and : , cousin Mrs. Doreen Eddy. , Ad écani' warning | FY: ia aS They il Show You How Maximizing Your RSP Contribution With Our Preferred-Rate RSP Loan Pays Off. t would be ideal if you could contribute your maximum to your RS? -Your returns would be that much more. If you can’t conttibute your maximum, bornawing to ‘do so could make a big difference i in years to come. Royal Bank RSP Specialists can show you how borrowing for your RSP can bring about substantial advantages. In fact with a Royal Bank Preferred-Rate RSP Loan, the income tax refund you get could Tax-sheltered Tax savings. $2,000 (40% tax bracket) ; $. 400 income (8% rate of return « ‘-.1 year) Total benefit $2,400. . Net benefit $2,172.56 There’s even a 90 day no- payment option. It pays to borrow to maximize your RSP contribution. Aind Royal: Bank’s _Preferred- ‘Rate RSP Loan is just . one way to help’ maximize your. " RSP investment returns. 0°: $227.44 Your Royal Bank RSP Specialist. | _ can show you even more. If you’ Tess ". not getting this kind of attention for your RSPs, talk’ to the RSP Specialists at any Royal Bank © branch. Or call, It could make the difference : Interest cost (8.14% p.a.): . Total cost $227.44 issued by bureau THE BETTER Business Bureau warns. of look-alike advertising bills being. issued in -the Lower Mainland area to individuals and companies placing employment. — advertising in local newspapers. According toa the the Better “Business Burreau, Employment . News, based: in La Jolla, Califor: . nia, clips ads-from focal papers, reproduces them on mock-ups and then “‘bills’’ the unwary. ‘Tax and deposit interest rates shaton are for illustration purposes only. This example is based on a $5,000 loan repaid in 12 equal monthly between j just: retiring and retiring - installments of Principal plus interest. . : well. “Call 665-8613 in Vancouver or 1- 3000-663 2193, More Canadiai 1s Choose Royal Bank For RSPs. pay off the loan interest and even some of the oan. duce, Ret - Recycle BC RECYCLING HOTLINE 7328253