“Investing used to give us stage fright:

“With all the trends, tables, forecasts, and
hot. picks io keep track of, we figured invest-
ing was’a tough act to follow. '

But. after several years of savings bonds,
T-Bills and GICs, we noticed that taxes and
inflation had really slowed our progress.

A friend suggested ’ we sit down with
personal banking represen-
tative at Scotiabank. From
the very start we could tell
this was a new approach to investing.

We began by working out an investment
plan built around our family. Things like our
ages, carnings, future needs and objectives
were all considered. Then we ‘set some

valistic goals. A’ planning tool called ‘The
Scotia Investment Worksheet helped decide
which investments were best suited to our

Scotiabank

4% Furgaterad Trade nating of fhe Bare of teova Scots ™ Rlegistetud Trade mute Of Montreat

objectives as well as our comfort’ level
for risk, And. by adding Scotia Autopilot®
Service, the mutual funds in our portfolio

_are fine-tuned every quarter to keep things

on track. Now we're at the stage where we
invest with confidence’ -5 '
W the thought of -investing makes -you
nervous, perhaps it's time.to
speak with us. Scotiabank
would like to introduce you
to the proven performance of the Scotia®
Excelsior™ Family of Funds: a werld class
selection of RRSP eligible mutual funds and
the perfect partner to our secure and highly
flexible range of GICs. :
Looking for an uncomplicated, common
sense approach (to investing? Why not sit-
down with a representative at Scotiabank.

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(Tay
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