16 - Wednesday. February 3, 1999 - North Shore News rom rising to falling to erratic markets that no one can predict from day to day, the fact remains that every long-term investor will eventually face them all. The most successful investors know, however, that short-term market fluctuations have little to do with achieving long-term financial security. Having the portfolio mix that reflects your investment objectives, level of investing comfort and investment time horizon, will help make it easicr to stay the course over the long term. Ask us about using our Personal Investment Planner to help develop the right mix of more conser- vative investment options, Canadian equities and foreign investments tailored just for you. We can offer you investment strategies that can help make it easier to stay calm, no matter what the market looks like. 1999 FUND RECOMMENDATIONS For the more conservative investor you may want to consider the following funds. Royal Monthly Income Fund Royal Balanced Fund Royal Balanced Growth Fund For investors looking to capitalize on the eco- nomic growth of this country, the following diversified Canadian funds are well positioned for the long term. Royal Canadian Equity Fund Royal Canadian Index Fund Royal Canadian Strategic Index Fund For foreign investment opportunities and to max- imize your investment potential, consider diversifying your portfolio with the following recommended funds. Zweig Global Balanced Fund Royal U.S. RSP Index Fund (100% RSP eligible) Royal European Growth Fund To learn more about investment strategies for retirement, talk to one of our investment specialists at any Royal Bank or Royal Trust Branch. Or simply cali Invest by Phone at 1-800-ROYAL-ME £58 ROYAL MUTUAL , FUNDS Member of Royal Bank Financial Group® QUIETLY CREATING WEALTH Royal Mutual Funds are sold by Royal Mutual Funds Inc., a member of Royal Bank Financial Group. mpartant information about the mutual funds is contained in the simplified prospectus, copies of which may be obtained in any branch of Royal Bank or Royal Trust and which should be read carefully before investing. Unit values and investment returns will fluctuate. Our funds are available by callicg us at 1-800-ROYAL-ME, through Reyal Bank Action Direct (discount brokerage) at 1-800-ROVAL-83, RBC Dominion Securities and other brokers as well as Royal Bank and Royal Trust Branches. Fund recommendations are provided by Royal Mutuaf Funds Ine. and may change depending on your investment objectives. ee ee)